Harris County property record for 20918 Whitehaven Bluff Trl, Katy, TX 77449
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,896 sqft · built 2018 |
| Lot Size | 0.136 acres (5,918 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $261,200 (Sep 2018) |
| Tax Bill | $1,660 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 139-019-002-0020 |
| Primary APN | 139-019-002-0020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,896 sqft Living Area |
| 1st Floor Area | 1,896 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,918 sqft (0.136 acres) |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 136 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1390190020020 |
|---|---|
| Street Address | 20918 WHITEHAVEN BLUFF TRL |
| City | KATY |
| State | TX |
| Zip | 77449-5493 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 20 BLK 2 JASMINE HEIGHTS SEC 8 |
| Legal Subdivision | JASMINE HEIGHTS SEC 8 |
| Legal Block | 2 |
| Legal Lot Number | 20 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 542203 |
20918 Whitehaven Bluff Trl is owned and occupied by two individuals who bought it in September 2018.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20918 WHITEHAVEN BLUFF TRL, KATY, TX 77449-5493 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ASPIRE BANK |
| Sep 25, 2018 | Warranty Deed, Subdivision Related Transfer TEXAS DOW EMP CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2018 · Amount on File |
| Deed Sale | Sep 25, 2018 · Amount on File |
| Deed Document Number | 2018438871 |
| Prior Transfer Date | Sep 24, 2018 |
| Prior Transfer Doc | 0000438871 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 20918 WHITEHAVEN BLUFF TRL, KATY, TX 77449-5493 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021680778 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 2021-680778 |
| Name | ASPIRE BANK |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Sep 25, 2018 |
| Property Address | 20918 WHITEHAVEN BLUFF TRL, KATY, TX 77449-5493 |
| Document Number | 0000438871 |
| Instrument Date | Sep 24, 2018 |
| Instrument | 438871 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 20, 2018 |
| Title Company | DHI TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20918 WHITEHAVEN BLUFF TRL KATY TX 774495493, KATY, TX 77449-5493 |
| Document Number | 438872 |
|---|---|
| Date | Sep 25, 2018 |
| Instrument | 438872 |
| Name | TEXAS DOW EMP CU |
|---|---|
| Type | Credit Union |
| Address | LAKE JACKSON, TX 77566 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 24, 2048 |
The 2025 property tax bill for 20918 Whitehaven Bluff Trl was $1,660 with a homeowner's exemption, up 778.3% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Unified School District | Cypress-Fairbanks Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $293,014 (-6.23%) Land $56,803 Building $236,211 | $293,014 (-6.23%) Land $56,803 Building $236,211 | |
| 2025 | $1,660.00 (+778.31%) Homeowner's exemption | $312,472 Land $51,539 Building $260,933 | $312,472 Land $51,539 Building $260,933 |
| 2024 | $189.00 | ||
| 2023 | $330,024 Land $51,539 Building $278,485 | $330,024 Land $51,539 Building $278,485 | |
| 2022 | $1,554.00 | ||
| 2020 | $1,387.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20918 Whitehaven Bluff Trl in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 62 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 6 (2016–2017) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Aug 2017 · Hurricane Harvey |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20918 Whitehaven Bluff Trl is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 83% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARRIS COUNTY MUD 105 serves 14,925 people · EPA ID TX1011227 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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