Pasco County property record for 20926 Cedar Bluff Pl, Land O Lakes, FL 34638
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,298 sqft · built 2006 |
| Lot Size | 0.214 acres (9,322 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $319,900 (Apr 2019) |
| Tax Bill | $4,560 (2025) |
| Deeds & Mortgages | Oct 2021 Transfer Apr 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-26-18-0090-01000-0310 |
| Primary APN | 14-26-18-0090-01000-0310 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,298 sqft Living Area |
| Gross Area | 2,982 sqft |
| 1st Floor Area | 2,298 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,322 sqft (0.214 acres) |
| Garage Type | Attached |
| Garage Area | 684 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 273 sqft |
| Patio Area | 978 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 20926 CEDAR BLUFF PL |
|---|---|
| City | LAND O LAKES |
| State | FL |
| Zip | 34638-3712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MPUD |
| Legal Description | LAKE TALIA PHASE 1 PB 52 PG 001 LOT 31 BLOCK 10 |
| Legal Range | 18E |
| Legal Township | 26S |
| Legal Section | 14 |
| Legal Subdivision | LAKE TALIA |
| Legal Tract | 90 |
| Legal Block | 10 |
| Legal Lot Number | 31 |
| Jurisdiction | PASCO FL |
| Township / Civil Division | CENTRAL PASCO |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 32001 |
Source: Pasco County records, as of March 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20926 CEDAR BLUFF PL, LAND O LAKES, FL 34638-3712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2021 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Apr 16, 2019 | Warranty Deed, Transfer BAY CITY TITLE PARTNERS, BAY CITY TITLE PTRS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 16, 2019 · Amount on Record |
| Deed Sale | Apr 16, 2019 · Amount on Record |
| Prior Sale | Feb 1, 2016 · Amount on Record |
| Deed Document Number | 201963450 |
| Deed Book / Page | 9890 / 1156 |
| Last Transfer Date | Oct 4, 2021 |
| Transfer Doc | 0104553216 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Oct 7, 2021 |
| Property Address | 20926 CEDAR BLUFF PL, LAND O LAKES, FL 34638-3712 |
| Document Number | 0104553216 |
| Book / Page | 10455 / 3216 |
| Map Reference | MB 52 PG 1-14 |
| Instrument Date | Oct 4, 2021 |
| Instrument | 2021214433 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 20926 CEDAR BLUFF PL, LAND O LAKES, FL 34638-3712 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PASCO FL |
| Recording Date | Apr 16, 2019 |
| Property Address | 20926 CEDAR BLUFF PL, LAND O LAKES, FL 34638-3712 |
| Document Number | 0098901156 |
| Book / Page | 009890 / 001156 |
| Instrument Date | Apr 12, 2019 |
| Instrument | 63450 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2019 |
| Title Company | BAY CITY TITLE PARTNERS, BAY CITY TITLE PTRS |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,239.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20926 CEDAR BLUFF PL LAND O LAKES FL 346383712, LAND O LAKES, FL 34638-3712 |
Source: Pasco County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pasco County |
| Unified School District | Pasco County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $299,850 (+2.9%) | $443,430 (-0.93%) Land $100,402 Building $343,028 | |
| 2025 | $4,560.00 (+2.4%) Homeowner's exemption | $291,400 (+5.98%) Land $100,402 Building $190,998 | $447,571 (+7.09%) Land $100,402 Building $347,169 |
| 2024 | $4,453.00 (+3.7%) | ||
| 2023 | $4,294.00 (+8.76%) Additional exemption filed | $274,950 (+3%) Land $79,702 Building $195,248 | $417,928 (+10.85%) Land $79,702 Building $338,226 |
| 2022 | $3,948.00 Homeowner's exemption | $266,950 Land $66,472 Building $200,478 | $377,008 Land $66,472 Building $310,536 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 83 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 83 in force |
| Nearby Flood Claims | 18 (1992–2024) |
| Claims Outside the SFHA | 1 of 18 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PCUD-PASCO COUNTY REGIONAL PWS serves 214,403 people · EPA ID FL6511361 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Jan 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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