2092 Florence Rd, Mount Airy, MD 21771 Property Records

Howard County property record for 2092 Florence Rd, Mount Airy, MD 21771

Property Summary

Property Type	Rural Home
Details	3 ba · 2,109 sqft · built 1995
Lot Size	65.5 acres (2,854,661 sqft)
Owner	Individual Name on File
Last Sale	$265,750 (Mar 2016)
Tax Bill	$5,271 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-327667`

Property Details

APN / Parcel Number

Primary APN	`04-327667`
Alternative APNs	`4327667` `327667`

Interior

Full Baths	3 Baths
Units	2 Units
Stories	1 Story
Building Area	2,109 sqft Total Area
Basement Area	2,160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,854,661 sqft (65.5 acres)
Garage Type	Mixed
Garage Area	2,020 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	414 sqft
Shed	1 Shed
Shed Area	1,200 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	327667
Street Address	2092 FLORENCE RD
City	MOUNT AIRY
State	MD
Zip	21771-3714
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RCDEO
Legal Description	65.5343 A. 2092 FLORENCE RD SWS DONNA L SHAPIRO PROP DEO
Legal Subdivision	CHELSEA KNOLLS
Jurisdiction	HOWARD MD
Township / Civil Division	4, LISBON
Census Block Group	3
Census Block	3018
Census Tract	604001

Owner

2092 Florence Rd, a rural home, is owned and occupied by an individual who acquired it in July 2018.

Source: Howard County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	2092 FLORENCE RD, MOUNT AIRY, MD 21771-3714
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage POLARIS HOME FUNDING CORP
Jul 26, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage POLARIS HOME FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2016 · Amount on File
Deed Sale	Mar 3, 2016 · Amount on File
Deed Book / Page	16723 / 59
Last Transfer Date	Jul 8, 2018
Transfer Doc	0187880302
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	2092 FLORENCE RD, MOUNT AIRY, MD 21771-3714
Transaction Type	Mortgage
Record Updated	Mar 21, 2022
Title Company	COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0213880444
Date	Mar 10, 2022
Book Page	21388/444

Lender

Name	POLARIS HOME FUNDING CORP
Type	Mortgage Company
Address	GRANDVILLE, MI 49418

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWARD MD
Recording Date	Jul 26, 2019
Property Address	2092 FLORENCE RD, MOUNT AIRY, MD 21771-3714
Document Number	0187880302
Book / Page	18788 / 302
Instrument Date	Jul 8, 2018
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2092 FLORENCE RD, MOUNT AIRY, MD 21771-3714

Mortgage

Document Number	18788306
Date	Jul 26, 2019
Instrument	18788/306

Lender

Name	POLARIS HOME FUNDING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 2092 Florence Rd was $5,271 with a homeowner's exemption, down 45.3% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,271.00 (-45.35%) Homeowner's exemption	$1,011,867 (+7.96%)	$1,161,000 (+23.87%) Land $475,100 Building $685,900
2025	$9,645.00 (+5.38%) Homeowner's exemption	$937,300 Land $332,600 Building $604,700	$937,300 Land $332,600 Building $604,700
2024	$9,153.00
2023		$819,100	$937,300 Land $332,600 Building $604,700
2022	$8,557.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2092 Florence Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Sep 1999 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2092 Florence Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300

May also be available: Xfinity.

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