1885 Florence Rd, Mount Airy, MD 21771 Property Records

Howard County property record for 1885 Florence Rd, Mount Airy, MD 21771

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,781 sqft · built 1987
Lot Size	3.83 acres (166,835 sqft)
Owner	Individual Name on File
Last Sale	$760,000 (Aug 2021)
Tax Bill	$8,491 (2026)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-343425`

Property Details

APN / Parcel Number

Primary APN	`04-343425`
Alternative APNs	`4343425` `343425`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,781 sqft Total Area
Basement Area	335 sqft
Finished Basement	335 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	166,835 sqft (3.83 acres)
Garage Type	Built-in
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	300 sqft
Patio Area	1,412 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	343425
Street Address	1885 FLORENCE RD
City	MOUNT AIRY
State	MD
Zip	21771-3717
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCDEO
Legal Description	LOT 4 3.8377 A 1885 FLORENCE RD FLORANCE ESTATES S 2
Legal Subdivision	FLORANCE ESTATES
Legal Lot Number	4
Jurisdiction	HOWARD MD
Township / Civil Division	4, LISBON
Census Block Group	3
Census Block	3020
Census Tract	604001

Owner

1885 Florence Rd is owned and occupied by an individual who bought it in August 2021.

Source: Howard County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	1885 FLORENCE RD, MOUNT AIRY, MD 21771-3717
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Deed, Transfer · Conventional Mortgage TRUIST BANK
Apr 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2021 · Amount on File
Deed Sale	Aug 3, 2021 · Amount on File
Prior Sale	May 14, 2014 · Amount on File
Deed Book / Page	20770 / 502
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Aug 3, 2021
Property Address	1885 FLORENCE RD, MOUNT AIRY, MD 21771-3717
Document Number	0207700502
Book / Page	20770 / 502
Map Reference	FO 5899
Instrument Date	Jul 9, 2021
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	UNIVERSAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	10118 CARILLON DR, ELLICOTT CITY, MD 21042-6210

Mortgage

Document Number	20770510
Date	Aug 3, 2021
Instrument	20770/510

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	1885 FLORENCE RD, MOUNT AIRY, MD 21771-3717
Document Number	0175770155
Book / Page	017577 / 000155
Instrument Date	Apr 28, 2017
Transaction Type	Mortgage
Record Updated	May 24, 2017
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1885 FLORENCE RD MOUNT AIRY MD 217713717, MOUNT AIRY, MD 21771-3717

Mortgage

Document Number	0175770155
Date	May 9, 2017
Book Page	017577/000155

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 8, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 1885 Florence Rd was $8,491 with a homeowner's exemption, down 9.4% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,491.00 (-9.36%) Homeowner's exemption	$774,133 (+5.22%)	$851,000 (+15.67%) Land $332,400 Building $518,600
2025	$9,368.00 Homeowner's exemption	$735,700 Land $237,400 Building $498,300	$735,700 Land $237,400 Building $498,300
2023		$610,300	$735,700 Land $237,400 Building $498,300
2022	$6,165.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1885 Florence Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Sep 1999 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1885 Florence Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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