2085 Florence Rd, Mount Airy, MD 21771 Property Records

Howard County property record for 2085 Florence Rd, Mount Airy, MD 21771

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,340 sqft · built 2000
Lot Size	3.54 acres (154,202 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,010,000 (Nov 2022)
Tax Bill	$12,419 (2026)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Oct 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`04-343522`

Property Details

APN / Parcel Number

Primary APN	`04-343522`
Alternative APNs	`4343522` `343522`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,340 sqft Total Area
Basement Area	1,228 sqft
Finished Basement	1,228 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	154,202 sqft (3.54 acres)
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	903 sqft
Porch	Slab
Porch Area	944 sqft
Stable	444 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	343522
Street Address	2085 FLORENCE RD
City	MOUNT AIRY
State	MD
Zip	21771-3713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RCDEO
Legal Description	LOT 13 3.5404 A 2085 FLORENCE RD FLORANCE ESTATES S 2
Legal Subdivision	FLORANCE ESTATES
Legal Lot Number	13
Jurisdiction	HOWARD MD
Township / Civil Division	4, LISBON
Census Block Group	3
Census Block	3020
Census Tract	604001

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2085 FLORENCE RD, MOUNT AIRY, MD 21771-3713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Oct 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2022 · Amount on Record
Deed Sale	Nov 3, 2022 · Amount on Record
Prior Sale	Oct 15, 1997 · Amount on Record
Deed Book / Page	21785 / 87
Prior Transfer Date	Oct 5, 2017
Prior Transfer Doc	0000874366
Record Updated	Oct 29, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Nov 3, 2022
Property Address	2085 FLORENCE RD, MOUNT AIRY, MD 21771-3713
Document Number	0217850087
Book / Page	21785 / 87
Map Reference	MB CMP 5899
Instrument Date	Oct 31, 2022
Transaction Type	Transfer
Record Updated	Nov 16, 2022
Title Company	NEW LINE TITLE AND ESCROW COMPANY LLC, NEW LINE TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2085 FLORENCE RD, MOUNT AIRY, MD 21771-3713

Mortgage

Document Number	0002178593
Date	Nov 3, 2022
Instrument	21785/93

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.87%
Index	1-Year T-Bill
Margin	3
Max Rate	10.8%

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOWARD MD
Recording Date	Oct 20, 2017
Property Address	2085 FLORENCE RD, MOUNT AIRY, MD 21771-3713
Document Number	0178740366
Book / Page	017874 / 000366
Instrument Date	Oct 5, 2017
Transaction Type	Transfer
Record Updated	Oct 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2085 FLORENCE RD MOUNT AIRY MD 217713713, MOUNT AIRY, MD 21771-3713

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,419.00 (-2.61%) Homeowner's exemption	$1,011,200 (+7.07%)	$1,144,800 (+21.22%) Land $330,200 Building $814,600
2025	$12,752.00 (+54.36%) Homeowner's exemption	$944,400 (+17.47%) Land $235,200 Building $709,200	$944,400 (-) Land $235,200 Building $709,200
2023		$803,933	$944,400 Land $235,200 Building $709,200
2022	$8,261.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1999)
Most Recent Claim	Sep 1999 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300

May also be available: Xfinity.

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