20910 Rivers Ford, Estero, FL 33928 Property Records

Lee County property record for 20910 Rivers Ford, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,043 sqft · built 2000
Lot Size	0.152 acres (6,599 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Jun 2017)
Tax Bill	$3,524 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`27-46-25-E4-080H5.0100`

Property Details

APN / Parcel Number

Primary APN	`27-46-25-E4-080H5.0100`
Alternative APNs	`252746E4080H50100` `27462508000H50100` `10273472`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,043 sqft Living Area
Gross Area	2,613 sqft
1st Floor Area	1,751 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	6,599 sqft (0.152 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	422 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	148 sqft
Patio Area	292 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10273472
Street Address	20910 RIVERS FRD
City	ESTERO
State	FL
Zip	33928-2263
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	VILL AT CNTY CREEK UT 5 PB 57 PGS 30-35 BLK H5 LT 10
Legal Range	25E
Legal Township	46S
Legal Section	27
Legal Subdivision	VILL AT CNTY CREEK
Legal Tract	E4
Legal Block	H5
Legal Lot Number	10
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1000
Census Tract	50210

Owner

Source: Lee County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20910 RIVERS FRD, ESTERO, FL 33928-2263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 6, 2017 · Amount on Record
Deed Sale	Jun 6, 2017 · Amount on Record
Prior Sale	May 1, 2006 · Amount on Record
Deed Document Number	2017122306
Record Updated	Jun 8, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jun 6, 2017
Property Address	20910 RIVERS FRD, ESTERO, FL 33928-2263
Document Number	0000122306
Instrument Date	May 31, 2017
Instrument	122306
Transaction Type	Transfer
Record Updated	Jul 19, 2017
Title Company	MLS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,065.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	104 MISHE MOKWA DR HARBOR SPRINGS MI 497409417, HARBOR SPRINGS, MI 49740-9417

Mortgage

Document Number	122307
Date	Jun 6, 2017
Instrument	122307

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2047

Tax Assessment & Valuation

Source: Lee County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,524.00 (+7.54%) Homeowner's exemption Widower's exemption	$282,767 (+4.15%)	$383,239 (+3.05%) Land $87,129 Building $296,110
2023	$3,277.00 (-2.79%) Homeowner's exemption Widower's exemption	$271,512 (+3%)	$371,881 (+22.92%) Land $101,197 Building $270,684
2022	$3,371.00 Homeowner's exemption Widower's exemption	$263,604	$302,546 Land $89,839 Building $212,707

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 143 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	143 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Hotwire Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20