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20881 Rivers Ford, Estero, FL 33928 Property Records

Lee County property record for 20881 Rivers Ford, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,378 sqft · built 2000
Lot Size0.158 acres (6,887 sqft)
Owner2 Individual Names on Record
Last Sale$321,000 (Mar 2021)
Tax Bill$5,220 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN27-46-25-E4-080H5.0320

Property Details

APN / Parcel Number

Primary APN27-46-25-E4-080H5.0320
Alternative APNs
  • 252746E4080H50320
  • 27462508000H50320
  • 10273494

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,378 sqft Living Area
Gross Area2,948 sqft
1st Floor Area1,729 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2001
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialAsphalt
Lot Area6,887 sqft (0.158 acres)
View / LotCreek
Garage TypeAttached
Garage Area422 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area148 sqft
Patio Area649 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10273494
Street Address20881 RIVERS FRD
CityESTERO
StateFL
Zip33928-2262
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionVILL AT CNTY CREEK UT 5 PB 57 PGS 30-35 BLK H5 LT 32
Legal Range25E
Legal Township46S
Legal Section27
Legal SubdivisionVILL AT CNTY CREEK
Legal TractE4
Legal Block1
Legal Lot Number32
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group1
Census Block1000
Census Tract50210

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address230 ESPRIT CT, BLOOMINGDALE, IL 60108-2542
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2021 · Amount on Record
Deed SaleMar 29, 2021 · Amount on Record
Prior SaleDec 21, 2005 · Amount on Record
Deed Document Number202197250
Record UpdatedOct 29, 2026

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateMar 29, 2021
Property Address20881 RIVERS FRD, ESTERO, FL 33928-2262
Document Number0000097250
Map ReferenceMB 57 PG 30
Instrument DateMar 18, 2021
Instrument2021000097250
Transaction TypeTransfer
Record UpdatedFeb 10, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,247.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1412 PINNACLE CLUB DR, 1412, GROVE CITY, OH 43123-8664

Transferred To (Grantee/Buyer)

NameVerified Name
Address230 ESPRIT CT, BLOOMINGDALE, IL 60108-2542

Mortgage

Document Number0000097251
DateMar 29, 2021
Instrument2021000097251
Lender
NameSOUTH STATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$396,246 (+6.3%) Land $68,605 Building $327,641$396,246 (+6.3%) Land $68,605 Building $327,641
2025$5,220.00 (+1.77%)$372,753 (-7.88%) Land $77,682 Building $295,071$372,753 (-7.88%) Land $77,682 Building $295,071
2023$5,129.00 (+16.22%)$404,654 (+29.86%) Land $92,803 Building $311,851$404,654 (+29.86%) Land $92,803 Building $311,851
2022$4,413.00$311,611 Land $87,598 Building $224,013$311,611 Land $87,598 Building $224,013

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 143 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies143 in force
Nearby Flood Claims2 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people · EPA ID FL5364048
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Hotwire Communications
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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