20858 Whitehaven Bluff Trl, Katy, TX 77449 Property Records

Harris County property record for 20858 Whitehaven Bluff Trl, Katy, TX 77449

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,907 sqft · built 2018
Lot Size	0.133 acres (5,812 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Jul 2018)
Tax Bill	$4,749 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`139-019-003-0002`

Property Details

APN / Parcel Number

Primary APN	`139-019-003-0002`
Alternative APN	`0471140000002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,907 sqft Living Area
1st Floor Area	1,907 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	5,812 sqft (0.133 acres)
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1390190030002
Street Address	20858 WHITEHAVEN BLUFF TRL
City	KATY
State	TX
Zip	77449-5492
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 2 BLK 3 JASMINE HEIGHTS SEC 8
Legal Subdivision	JASMINE HEIGHTS SEC 8
Legal Block	3
Legal Lot Number	2
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	3
Census Block	3000
Census Tract	542203

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20858 WHITEHAVEN BLUFF TRL, KATY, TX 77449-5492
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Aug 8, 2022	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Jun 24, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW CMNTY CAP LLC
Jul 17, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage DHI MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2018 · Amount on Record
Deed Sale	Jul 17, 2018 · Amount on Record
Deed Document Number	2018320803
Prior Transfer Date	Jul 16, 2018
Prior Transfer Doc	2018320803
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20858 WHITEHAVEN BLUFF TRL, KATY, TX 77449-5492
Transaction Type	Mortgage
Record Updated	Feb 27, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20858 WHITEHAVEN BLUFF TRL, KATY, TX 77449-5492

Mortgage

Document Number	0000056535
Date	Feb 20, 2024
Instrument	2024-56535

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	209 Months
Due	Jul 1, 2041

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20858 WHITEHAVEN BLUFF TRL, KATY, TX 77449-5492
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20858 WHITEHAVEN BLUFF TRL, KATY, TX 77449-5492

Mortgage

Document Number	0000403966
Date	Aug 8, 2022
Instrument	2022-403966

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	20858 WHITEHAVEN BLUFF TRL, KATY, TX 77449-5492
Document Number	0000311119
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 23, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20858 WHITEHAVEN BLUFF TRL KATY TX 774495492, KATY, TX 77449-5492

Mortgage

Document Number	0000311119
Date	Jul 14, 2020
Instrument	311119

Lender

Name	LAKEVIEW CMNTY CAP LLC
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 13, 2040

July 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jul 17, 2018
Property Address	20858 WHITEHAVEN BLUFF TRL, KATY, TX 77449-5492
Document Number	0000320803
Instrument Date	Jul 16, 2018
Instrument	320803
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 20, 2018
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20858 WHITEHAVEN BLUFF TRL KATY TX 774495492, KATY, TX 77449-5492

Mortgage

Document Number	320804
Date	Jul 17, 2018
Instrument	320804

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2048

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Cypress-Fairbanks Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,091 (-17.32%) Land $56,695 Building $204,396	$261,091 (-17.32%) Land $56,695 Building $204,396
2025	$4,749.00 (+162.23%) Homeowner's exemption	$315,785 (-5.33%) Land $51,440 Building $264,345	$315,785 (-5.33%) Land $51,440 Building $264,345
2024	$1,811.00 (+18.37%)
2023		$333,560 Land $51,440 Building $282,120	$333,560 Land $51,440 Building $282,120
2022	$1,530.00 (+17.51%)
2020	$1,302.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	6 (2016–2017)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 105 serves 14,925 people · EPA ID TX1011227
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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