20906 Serenity Ct, Sterling, VA 20165 Property Records

Loudoun County property record for 20906 Serenity Ct, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,135 sqft · built 1999
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$800,000 (Apr 2022)
Tax Bill	$7,543 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`019-37-7878-000`

Property Details

APN / Parcel Number

Primary APN	`019-37-7878-000`
Alternative APN	`81 R 7 42`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	4,135 sqft Living Area
1st Floor Area	1,041 sqft
Basement Area	1,048 sqft
Finished Basement	1,048 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	460 sqft
Porch	Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	20906 SERENITY CT
City	STERLING
State	VA
Zip	20165-7251
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH4
Legal Description	POTOMAC LAKES (WESTLAKES) SEC 20 LOT 42 200609150079672 1688--1177
Legal Subdivision	POTOMAC LAKE
Legal Block	1
Legal Lot Number	42
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	1
Census Block	1008
Census Tract	611207

Owner

20906 Serenity Ct is owned and occupied by two individuals who bought it in April 2022.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20906 SERENITY CT, STERLING, VA 20165-7251
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2022 · Amount on File
Deed Sale	Apr 21, 2022 · Amount on File
Prior Sale	Jun 21, 1999 · Amount on File
Deed Document Number	202223826
Prior Transfer Date	Aug 7, 2020
Prior Transfer Doc	0000067446
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Apr 21, 2022
Property Address	20906 SERENITY CT, STERLING, VA 20165-7251
Document Number	0000023826
Instrument Date	Apr 20, 2022
Instrument	202204210023826
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20906 SERENITY CT, STERLING, VA 20165-7251

Mortgage

Document Number	0000023827
Date	Apr 21, 2022
Instrument	202204210023827

Lender

Name	NORTHPOINTE BANK

Agreement

Type	ARM
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Type Change Date	May 1, 2032
Change Frequency	6 Months
Margin	3

Tax Assessment & Valuation

The 2026 property tax bill for 20906 Serenity Ct was $7,543.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,543.00	$937,140 Land $278,900 Building $658,240	$937,140 Land $278,900 Building $658,240
2023	$6,968.00	$796,350 Land $238,900 Building $557,450	$796,350 Land $238,900 Building $557,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20906 Serenity Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20906 Serenity Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	1,200 / 35