Loudoun County property record for 20894 Serenity Ct, Sterling, VA 20165
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,688 sqft · built 1999 |
| Lot Size | 0.13 acres (5,662 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $519,000 (Aug 2010) |
| Tax Bill | $7,271 (2026) |
| Deeds & Mortgages | Oct 2022 Second Mortgage Jan 2022 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 019-37-8694-000 |
| Primary APN | 019-37-8694-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,688 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 956 sqft |
| Finished Basement | 956 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,662 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 145 sqft |
| Deck Area | Deck Area |
| Patio Area | 230 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 20894 SERENITY CT |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-7250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDH4 |
| Legal Description | POTOMAC LAKES (WESTLAKES) SEC 20 LOT 39 201008170048686 |
| Legal Subdivision | POTOMAC LAKE |
| Legal Block | 1 |
| Legal Lot Number | 39 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 611207 |
Source: Loudoun County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20894 SERENITY CT, STERLING, VA 20165-7250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTHWEST FEDERAL CREDIT UNION |
| Jan 10, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORPORATION |
| Jan 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage IMPAC MTG |
| Apr 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Apr 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage M&T BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2010 · Amount on Record |
| Deed Sale | Aug 17, 2010 · Amount on Record |
| Prior Sale | Sep 29, 2008 · Amount on Record |
| Deed Document Number | 201048686 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20894 SERENITY CT, STERLING, VA 20165-7250 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000057316 |
|---|---|
| Date | Oct 13, 2022 |
| Instrument | 202210130057316 |
| Name | NORTHWEST FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2042 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20894 SERENITY CT, STERLING, VA 20165-7250 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001525 |
|---|---|
| Date | Jan 10, 2022 |
| Instrument | 202201100001525 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Oct 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20894 SERENITY CT, STERLING, VA 20165-7250 |
| Document Number | 20200131006701 |
| Instrument Date | Jan 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20894 SERENITY CT STERLING VA 201657250, STERLING, VA 20165-7250 |
| Document Number | 20200131006701 |
|---|---|
| Date | Jan 31, 2020 |
| Instrument | 6701 |
| Name | IMPAC MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 30, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20894 SERENITY CT, STERLING, VA 20165-7250 |
| Document Number | 20190501021657 |
| Instrument Date | Apr 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20894 SERENITY CT STERLING VA 201657250, STERLING, VA 20165-7250 |
| Document Number | 20190501021657 |
|---|---|
| Date | May 1, 2019 |
| Instrument | 21657 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 30, 2039 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20894 SERENITY CT, STERLING, VA 20165-7250 |
| Document Number | 20180425022620 |
| Instrument Date | Apr 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2018 |
| Name | Verified Name |
|---|
| Document Number | 20180425022620 |
|---|---|
| Date | Apr 25, 2018 |
| Instrument | 22620 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 24, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,271.00 (+8.31%) | $903,310 (+17.74%) Land $278,800 Building $624,510 | $903,310 (+17.74%) Land $278,800 Building $624,510 |
| 2023 | $6,713.00 | $767,220 Land $238,800 Building $528,420 | $767,220 Land $238,800 Building $528,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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