20886 Serenity Ct, Sterling, VA 20165 Property Records

Loudoun County property record for 20886 Serenity Ct, Sterling, VA 20165

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,919 sqft · built 1999
Lot Size0.16 acres (6,969 sqft)
OwnerIndividual Name on File
Last Sale$585,000 (Jul 2016)
Tax Bill$7,315 (2026)
Deeds & MortgagesJun 2021 Refinance
Flood ZoneZone X (minimal risk)
APN019-47-9205-000

Property Details

APN / Parcel Number

Primary APN019-47-9205-000
Alternative APN
  • 81 R 7 37

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area3,919 sqft Living Area
1st Floor Area1,054 sqft
Basement Area1,188 sqft
Finished Basement1,188 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2003
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,969 sqft (0.16 acres)
Garage TypeAttached
Garage Area440 sqft

Exterior Amenities

PorchPorch
Porch Area100 sqft
Deck AreaDeck Area
Patio Area61 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address20886 SERENITY CT
CitySTERLING
StateVA
Zip20165-7250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDH4
Legal DescriptionPOTOMAC LAKES (WESTLAKES) SEC 20 LOT 37 2384--2031 1654--2434
Legal SubdivisionPOTOMAC LAKE
Legal Block1
Legal Lot Number37
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group1
Census Block1008
Census Tract611207

Owner

20886 Serenity Ct is owned and occupied by an individual who bought it in July 2016.

Source: Loudoun County records, as of September 21, 2026

Owner of RecordIndividual Name on File
Mailing Address20886 SERENITY CT, STERLING, VA 20165-7250
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 8, 2016 · Amount on File
Deed SaleJul 8, 2016 · Amount on File
Prior SaleFeb 25, 1999 · Amount on File
Deed Document Number201642650
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address20886 SERENITY CT, STERLING, VA 20165-7250
Transaction TypeMortgage
Record UpdatedJun 23, 2021
Title CompanyADVANTAGE SETTLEMENT INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202106010062060
DateJun 1, 2021
Instrument202106010062060
Lender
NameQUICKEN LOANS LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term240 Months
DueJun 1, 2041
Interest
Rate TypeFixed Rate
Rate2.63%

Tax Assessment & Valuation

The 2026 property tax bill for 20886 Serenity Ct was $7,315.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,315.00$908,720 Land $279,100 Building $629,620$908,720 Land $279,100 Building $629,620
2023$6,737.00$769,980 Land $239,100 Building $530,880$769,980 Land $239,100 Building $530,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20886 Serenity Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20886 Serenity Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
1,200 / 35

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