20905 W Ames Ct, Plainfield, IL 60544 Property Records

Will County property record for 20905 W Ames Ct, Plainfield, IL 60544

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,516 sqft · built 1995
Lot Size	0.17 acres (7,354 sqft)
Owner	2 Individual Names on Record
Last Sale	$304,000 (Nov 2022)
Tax Bill	$8,709 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Jan 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-04-06-412-030`

Property Details

APN / Parcel Number

Primary APN	`11-04-06-412-030`
Alternative APN	`04064120300000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,516 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	7,354 sqft (0.17 acres)
Garage Type	Attached
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	20905 W AMES CT
City	PLAINFIELD
State	IL
Zip	60544-7303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 123 IN LAKEWOOD FALLS UNIT 1, POD 1, BEING A SUB PRT OF THE SE1/4 OF SEC 6, T36N-R10E.
Legal Range	10E
Legal Township	36N
Legal Section	06
Legal Subdivision	LAKEWOOD FALLS
Legal Lot Number	123
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2003
Census Tract	880503

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20905 W AMES CT, PLAINFIELD, IL 60544-7303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC
Jan 3, 2019	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Apr 24, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2022 · Amount on Record
Deed Sale	Nov 23, 2022 · Amount on Record
Prior Sale	Apr 24, 2018 · Amount on Record
Deed Document Number	202283254
Prior Transfer Date	May 21, 2013
Prior Transfer Doc	0000066059
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Nov 23, 2022
Property Address	20905 W AMES CT, PLAINFIELD, IL 60544-7303
Document Number	0000083254
Map Reference	DOC R94-085307
Instrument Date	Oct 26, 2022
Instrument	R2022083254
Transaction Type	Transfer
Record Updated	Dec 2, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$304.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20905 W AMES CT, 20905, PLAINFIELD, IL 60544-7303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	B20905 W AMES COURT, PLAINFIELD, IL 60544

Mortgage

Document Number	0000083255
Date	Nov 23, 2022
Instrument	R2022083255

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.5%

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	20905 W AMES CT, PLAINFIELD, IL 60544-7303
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000302
Date	Jan 3, 2019
Instrument	R2019000302

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	Dec 27, 2033

Interest

Rate	6.74%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Apr 24, 2018
Property Address	20905 W AMES CT, PLAINFIELD, IL 60544-7303
Document Number	0000027277
Map Reference	DOC R94-094466
Instrument Date	Apr 13, 2018
Instrument	R2018027277
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$328.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20905 W AMES CT, PLAINFIELD, IL 60544-7303

Mortgage

Document Number	0000027278
Date	Apr 24, 2018
Instrument	R2018027278

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Lockport Township
Unified School District	Valley View Community Unit School District 365U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,709.00 (+19.81%)	$104,413 (+7.2%) Land $28,507 Building $75,906	$313,239 (+7.2%) Land $85,521 Building $227,718
2024		$97,400 (+23.02%) Land $26,592 Building $70,808	$292,200 (+23.02%) Land $79,776 Building $212,424
2022	$7,269.00 Homeowner's exemption	$79,175 Land $21,617 Building $57,558	$237,525 Land $64,851 Building $172,674

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROMEOVILLE serves 50,458 people · EPA ID IL1970900
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet.

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