20900 W Ames Ct, Plainfield, IL 60544 Property Records

Will County property record for 20900 W Ames Ct, Plainfield, IL 60544

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,452 sqft · built 1995
Lot Size	0.19 acres (8,103 sqft)
Owner	Individual Name on File
Last Sale	$191,000 (Jun 2017)
Tax Bill	$8,249 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-04-06-412-023`

Property Details

APN / Parcel Number

Primary APN	`11-04-06-412-023`
Alternative APN	`04064120230000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,452 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	8,103 sqft (0.19 acres)
Garage Type	Attached
Garage Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	20900 W AMES CT
City	PLAINFIELD
State	IL
Zip	60544-7302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 116 IN LAKEWOOD FALLS UNIT 1, POD 1, BEING A SUB PRT OF THE SE1/4 OF SEC 6, T36N-R10E.
Legal Range	10E
Legal Township	36N
Legal Section	06
Legal Subdivision	LAKEWOOD FALLS
Legal Lot Number	116
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2003
Census Tract	880503

Owner

20900 W Ames Ct is owned and occupied by an individual who bought it in June 2017.

Source: Will County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	20900 W AMES CT, PLAINFIELD, IL 60544-7302
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ABRI CU
Jun 8, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Jun 30, 2017	Warranty Deed, Transfer · FHA Mortgage FIRST MIDWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2017 · Amount on File
Deed Sale	Jun 30, 2017 · Amount on File
Prior Sale	Nov 18, 2003 · Amount on File
Deed Document Number	201750961
Prior Transfer Date	Aug 27, 2010
Prior Transfer Doc	0000100940
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	20900 W AMES CT, PLAINFIELD, IL 60544-7302
Transaction Type	Mortgage
Record Updated	Sep 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042789
Date	Aug 21, 2023
Instrument	R2023042789

Lender

Name	ABRI CU
Type	Credit Union
Address	ROMEOVILLE, IL 60446

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 18, 2038

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	20900 W AMES CT, PLAINFIELD, IL 60544-7302
Transaction Type	Mortgage
Record Updated	Jun 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063037
Date	Jun 8, 2021
Instrument	R2021063037

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jun 30, 2017
Property Address	20900 W AMES CT, PLAINFIELD, IL 60544-7302
Document Number	0000050961
Map Reference	DOC R94-085307
Instrument Date	Jun 16, 2017
Instrument	R2017050961
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20900 W AMES CT, PLAINFIELD, IL 60544-7302

Mortgage

Document Number	0000050962
Date	Jun 30, 2017
Instrument	R2017050962

Lender

Name	FIRST MIDWEST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 20900 W Ames Ct was $8,249.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Lockport Township
Unified School District	Valley View Community Unit School District 365U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,249.00	$99,314 (+7.2%) Land $28,507 Building $70,807	$297,942 (+7.2%) Land $85,521 Building $212,421
2024		$92,643 Land $26,592 Building $66,051	$277,929 Land $79,776 Building $198,153
2022	$6,885.00 Homeowner's exemption	$75,309 Land $21,617 Building $53,692	$225,927 Land $64,851 Building $161,076

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20900 W Ames Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20900 W Ames Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROMEOVILLE serves 50,458 people · EPA ID IL1970900
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet.

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