20865 W Ames Ct, Plainfield, IL 60544 Property Records

Will County property record for 20865 W Ames Ct, Plainfield, IL 60544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,452 sqft · built 1995
Lot Size	0.15 acres (6,413 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (Dec 2019)
Tax Bill	$8,114 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-04-06-412-031`

Property Details

APN / Parcel Number

Primary APN	`11-04-06-412-031`
Alternative APN	`04064120310000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,452 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	6,413 sqft (0.15 acres)
Garage Type	Attached
Garage Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	20865 W AMES CT
City	PLAINFIELD
State	IL
Zip	60544-7304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 124 IN LAKEWOOD FALLS UNIT 1, POD 1, BEING A SUB PRT OF THE SE1/4 OF SEC 6, T36N-R10E.
Legal Range	10E
Legal Township	36N
Legal Section	06
Legal Subdivision	LAKEWOOD FALLS
Legal Lot Number	124
Legal Unit	1
Jurisdiction	WILL IL
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2003
Census Tract	880503

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20865 W AMES CT, PLAINFIELD, IL 60544-7304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Dec 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage KEY MORTGAGE SERVICES INC
Dec 26, 2019	Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2019 · Amount on Record
Deed Sale	Dec 26, 2019 · Amount on Record
Prior Sale	Oct 19, 2005 · Amount on Record
Deed Document Number	201992723
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Recording Date	Jun 26, 2026
Property Address	20865 W AMES CT, PLAINFIELD, IL 60544-7304
Document Number	0000038984
Instrument Date	Jun 20, 2026
Instrument	202638984
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20865 W AMES CT, PLAINFIELD, IL 60544-7304

Mortgage

Document Number	0000038984,
Date	Jun 26, 2026
Instrument	202638984

Lender

Name	FIRST AMERICAN BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	20865 W AMES CT, PLAINFIELD, IL 60544-7304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BAIRD & WARNER TTL SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109370
Date	Dec 3, 2020
Instrument	R2020109370

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 1, 2045

Interest

Rate Type	Fixed Rate
Rate	2.87%

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Dec 26, 2019
Property Address	20865 W AMES CT, PLAINFIELD, IL 60544-7304
Document Number	0000092723
Map Reference	DOC R94094466
Instrument Date	Dec 11, 2019
Instrument	R2019092723
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	PRECISION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20865 W AMES CT, PLAINFIELD, IL 60544-7304

Mortgage

Document Number	0000092724
Date	Dec 26, 2019
Instrument	R2019092724

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Lockport Township
Unified School District	Valley View Community Unit School District 365U (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,114.00 (+19.8%)	$97,827 (+7.2%) Land $28,507 Building $69,320	$293,481 (+7.2%) Land $85,521 Building $207,960
2024		$91,256 (+23.02%) Land $26,592 Building $64,664	$273,768 (+23.02%) Land $79,776 Building $193,992
2022	$6,773.00 Homeowner's exemption	$74,182 Land $21,617 Building $52,565	$222,546 Land $64,851 Building $157,695

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROMEOVILLE serves 50,458 people · EPA ID IL1970900
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet.

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