20900 Welch Rd, Richards, TX 77873 Property Records

Montgomery County property record for 20900 Welch Rd, Richards, TX 77873

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,704 sqft · built 2005
Lot Size	9.95 acres (433,422 sqft)
Owner	Company Name on File
Last Sale	$425,000 (Feb 2019)
Tax Bill	$7,708 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0359-00-00811`

Property Details

APN / Parcel Number

Primary APN	`0359-00-00811`
Alternative APN	`R353597`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,704 sqft Living Area
1st Floor Area	1,120 sqft
2nd Floor Area	584 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	433,422 sqft
View / Lot	Front
Garage Type	Carport
Garage Area	540 sqft
Carport	Carport
Carport Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	640 sqft
Canopy	480 sqft
Storage Building	960 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20900 WELCH RD
City	RICHARDS
State	TX
Zip	77873-2213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0359 - MCLEOD DANIEL, TRACT 8-A, 9-A, ACRES 9.95
Legal Subdivision	MCLEOD DANIEL
Legal Tract	8-A
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1015
Census Tract	694700

Owner

20900 Welch Rd is owned by a company that acquired it in March 2024 and is owner-occupied.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	Company Name on File
Mailing Address	20900 WELCH RD, RICHARDS, TX 77873-2213
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage CLM MORTGAGE LLC
Feb 20, 2019	Warranty Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 20, 2019 · Amount on File
Deed Sale	Feb 20, 2019 · Amount on File
Prior Sale	Aug 4, 2004 · Amount on File
Deed Document Number	201913542
Last Transfer Date	Mar 26, 2024
Transfer Doc	0000029245
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	20900 WELCH RD, RICHARDS, TX 77873-2213
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000115963
Date	Dec 22, 2017
Instrument	2017115963

Lender

Name	CLM MORTGAGE LLC
Type	Mortgage Company
Address	HOUSTON, TX 77067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Feb 20, 2019
Property Address	20900 WELCH RD, RICHARDS, TX 77873-2213
Document Number	0000013542
Instrument Date	Feb 20, 2019
Instrument	13542
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	20900 WELCH RD RICHARDS TX 778732213, RICHARDS, TX 77873-2213

Mortgage

Document Number	13543
Date	Feb 20, 2019
Instrument	13543

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 20900 Welch Rd was $7,708 with a homeowner's exemption, up 79.8% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Richards Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$581,880 (+0.07%) Land $348,250 Building $233,630	$581,880 (+0.07%) Land $348,250 Building $233,630
2025	$7,708.00 (+79.8%)	$581,449 (+42.22%) Land $348,250 Building $233,199	$581,449 (+5.38%) Land $348,250 Building $233,199
2024	$4,287.00 (+13.11%) Homeowner's exemption	$408,826 (+1%)	$551,743 (+0.41%) Land $348,250 Building $203,493
2023	$3,790.00 Homeowner's exemption	$371,660 Land $348,250 Building $201,240	$549,490 Land $348,250 Building $201,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20900 Welch Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	18 (1983–2024)
Claims Outside the SFHA	9 of 18
Most Recent Claim	Apr 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Hurricane Harvey, Aug 2017 · 6 claims Severe Thunderstorms And Flooding, Oct 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20900 Welch Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 62% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MidSouth Fiber Internet Fiber	2,000 / 1,000

May also be available: Verizon.

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