20841 Welch Rd, Richards, TX 77873 Property Records

Montgomery County property record for 20841 Welch Rd, Richards, TX 77873

Property Summary

Property Type	Rural Home
Details	2 ba · 1,248 sqft · built 2002
Lot Size	12.4 acres (541,015 sqft)
Owner	Owner Name on Record
Tax Bill	$783 (2024)
Deeds & Mortgages	Apr 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`0309-00-04320`

Property Details

APN / Parcel Number

Primary APN	`0309-00-04320`
Alternative APN	`R45259`

Interior

Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Construction Type	Stone
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	541,015 sqft (12.4 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	295 sqft
Canopy	540 sqft
Storage Building	990 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R45259
Street Address	20841 WELCH RD
City	RICHARDS
State	TX
Zip	77873-2233
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	3
Legal Description	A0309 LYNCH NANCY, TRACT 43-B, ACRES 12.420
Legal Subdivision	LYNCH NANCY
Legal Tract	43-B
Legal Lot Number	43-B
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	1
Census Block	1006
Census Tract	694700

Owner

Source: Montgomery County records, as of November 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	20841 WELCH RD, RICHARDS, TX 77873-2233
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2008
Deed Sale	Nov 20, 2008
Prior Sale	Nov 20, 2008
Deed Document Number	0000111401
Last Transfer Date	Oct 13, 2014
Transfer Doc	0000099799
Record Updated	Jun 8, 2026

April 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY TX
Property Address	20841 WELCH RD, RICHARDS, TX 77873-2233
Document Number	0000033468
Instrument Date	Apr 3, 2018
Transaction Type	Mortgage
Record Updated	May 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	21380 TALIAFERRO RD RICHARDS TX 778732235, RICHARDS, TX 77873-2235

Mortgage

Document Number	0000033468
Date	Apr 16, 2018
Instrument	33468

Lender

Name	FIRST NAT'L BK/ANDERSON
Type	Bank
Address	ANDERSON, TX 77830

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Apr 15, 2033

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Richards Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$311,091 (+1%)	$377,006 (+4.84%) Land $248,400 Building $128,606
2024	$783.00 (+4.12%) Homeowner's exemption Senior Citizen's exemption	$282,810 (+1%)	$359,606 (+0.54%) Land $248,400 Building $111,206
2023	$752.00 Homeowner's exemption	$257,100 Land $248,400 Building $109,280	$357,680 Land $248,400 Building $109,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	18 (1983–2024)
Claims Outside the SFHA	9 of 18
Most Recent Claim	Apr 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Hurricane Harvey, Aug 2017 · 6 claims Severe Thunderstorms And Flooding, Oct 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 77% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MidSouth Fiber Internet Fiber	2,000 / 1,000
Verizon Fixed Wireless	300 / 20