20500 Welch Rd, Richards, TX 77873 Property Records

Montgomery County property record for 20500 Welch Rd, Richards, TX 77873

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,608 sqft · built 2022
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Tax Bill$4,027 (2025)
Deeds & MortgagesMar 2022 Construction Loan
Flood ZoneZone X (minimal risk)
APN0590-00-00203

Property Details

APN / Parcel Number

Primary APN0590-00-00203
Alternative APN
  • R545399

Interior

Full Baths4 Baths
Plumbing Fixtures20 Plumbing Fixtures
Stories1 Story
Building Area2,608 sqft Living Area
Gross Area3,252 sqft
1st Floor Area2,608 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialFiber Cement Siding
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area43,560 sqft
View / LotFront
Garage TypeAttached
Garage Area644 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area401 sqft
Storage Building304 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address20500 WELCH RD
CityRICHARDS
StateTX
Zip77873-2238
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA0590 - WHITLEY SHARP, TRACT 2-B, ACRES 1
Legal SubdivisionWHITLEY SHARP
Legal Tract2-B
JurisdictionMONTGOMERY TX
Township / Civil DivisionMONTGOMERY
Census Block Group1
Census Block1015
Census Tract694700

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20500 WELCH RD, RICHARDS, TX 77873-2238
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address20500 WELCH RD, RICHARDS, TX 77873-2238
Transaction TypeMortgage
Record UpdatedOct 27, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address20500 WELCH RD, RICHARDS, TX 77873-2238

Mortgage

Document Number0000028619
DateMar 7, 2022
Instrument2022028619
Lender
NamePROSPERITY BANK
TypeBank
AddressHUNTSVILLE, TX 77340
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term192 Months
DueMar 1, 2038

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictRichards Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$440,696 (+4.48%) Land $15,000 Building $425,696$440,696 (+1.27%) Land $15,000 Building $425,696
2025$4,027.00 (+1.44%) Homeowner's exemption$421,789 (+1%) Land $15,000 Building $420,170$435,170 (+13.49%) Land $15,000 Building $420,170
2024$3,970.00 (-22.69%) Homeowner's exemption$383,445 (+0.53%) Land $15,000 Building $368,445$383,445 (+0.53%) Land $15,000 Building $368,445
2023$5,135.00$381,420 Land $15,000 Building $366,420$381,420 Land $15,000 Building $366,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims18 (1983–2024)
Claims Outside the SFHA9 of 18
Most Recent ClaimApr 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Hurricane Harvey, Aug 2017 · 6 claims
  • Severe Thunderstorms And Flooding, Oct 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 72% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
MidSouth Fiber Internet
Fiber
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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