2090 River Way, Spring Branch, TX 78070 Property Records

Comal County property record for 2090 River Way, Spring Branch, TX 78070

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,229 sqft · built 2005
Lot Size	2.03 acres (88,862 sqft)
Owner	Company Name on File
Last Sale	$1,319,360 (Sep 2022)
Tax Bill	$12,313 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-0712-0054-00`

Property Details

APN / Parcel Number

Primary APN	`45-0712-0054-00`
Alternative APN	`49819`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,229 sqft Living Area
Gross Area	4,169 sqft
1st Floor Area	3,229 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	88,862 sqft
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	1,333 sqft
Patio Area	96 sqft
Guest House	954 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2090 RIVER WAY
City	SPRING BRANCH
State	TX
Zip	78070-5960
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER CROSSING, LOT 54
Legal Subdivision	RIVER CROSSING
Legal Block	3
Legal Lot Number	54
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	3
Census Block	3018
Census Tract	310703

Owner

2090 River Way is owned by a company that bought it in September 2022 and is owner-occupied.

Source: Comal County records, as of September 14, 2026

Owner of Record	Company Name on File
Mailing Address	2090 RIVER WAY, SPRING BRANCH, TX 78070-5960
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Vendor's Lien, Transfer · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD
Feb 1, 2017	Vendor's Lien, Transfer · ARM REPUBLIC STATE MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2022 · Amount on File
Deed Sale	Sep 26, 2022 · Amount on File
Prior Sale	Feb 1, 2017 · Amount on File
Deed Document Number	202242324
Prior Transfer Date	Jan 26, 2017
Prior Transfer Doc	0000004573
Record Updated	Oct 29, 2026

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COMAL TX
Recording Date	Sep 26, 2022
Property Address	2090 RIVER WAY, SPRING BRANCH, TX 78070-5960
Document Number	0006042324
Map Reference	VOL 13 PG 110
Instrument Date	Sep 22, 2022
Instrument	202206042324
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	UNIVERSITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2090 RIVER WAY, SPRING BRANCH, TX 78070-5960

Mortgage

Document Number	0006042325
Date	Sep 26, 2022
Instrument	202206042325

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

February 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COMAL TX
Recording Date	Feb 1, 2017
Property Address	2090 RIVER WAY, SPRING BRANCH, TX 78070-5960
Document Number	0006004573
Map Reference	VOL13 PG110-114
Instrument Date	Jan 26, 2017
Instrument	201706004573
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	942 EUCLID ST, HOUSTON, TX 77009-7135

Mortgage

Document Number	0006004574
Date	Feb 1, 2017
Instrument	201706004574

Lender

Name	REPUBLIC STATE MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

The 2025 property tax bill for 2090 River Way was $12,313 with exemptions applied, down 5.5% from the year before.

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,118,200 (-2.02%) Land $200,260 Building $917,940	$1,118,200 (-2.02%) Land $200,260 Building $917,940
2025	$12,313.00 (-5.51%) Homeowner's exemption Senior Citizen's exemption	$1,141,280 Land $200,260 Building $941,020	$1,141,280 Land $200,260 Building $941,020
2024	$13,031.00
2023		$1,274,800 Land $200,260 Building $1,074,540	$1,274,800 Land $200,260 Building $1,074,540
2022	$19,042.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2090 River Way in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	4 (2013–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2090 River Way is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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