Transylvania County property record for 2090 Reasonover Rd, Cedar Mountain, NC 28718
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,493 sqft · built 1946 |
| Lot Size | 1.9 acres (82,764 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $140,000 (Aug 2016) |
| Tax Bill | $681 (2025) |
| Deeds & Mortgages | Dec 2022 Transfer Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9513-91-8739-000 |
| Primary APN | 9513-91-8739-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,493 sqft Heated Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 82,764 sqft (1.9 acres) |
| View / Lot | Waterfront |
| Cooling System | None |
|---|---|
| Heating Fuel | Oil |
| Account Number | 70574110 |
|---|---|
| Street Address | 2090 REASONOVER RD |
| City | CEDAR MOUNTAIN |
| State | NC |
| Zip | 28718-9115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STATE ROAD # 1560 1.96 |
| Jurisdiction | TRANSYLVANIA NC |
| Township / Civil Division | LITTLE RIVER |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 960404 |
Source: Transylvania County records, as of January 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 2090 REASONOVER RD, CEDAR MOUNTAIN, NC 28718-9115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 22, 2022 | Intrafamily Transfer, Transfer |
| Jan 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2016 · Amount on Record |
| Deed Sale | Aug 22, 2016 · Amount on Record |
| Prior Sale | Mar 1, 1989 |
| Deed Document Number | 20164016 |
| Deed Book / Page | 773 / 834 |
| Last Transfer Date | Dec 20, 2022 |
| Transfer Doc | 0010640570 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Recording Date | Dec 22, 2022 |
| Property Address | 2090 REASONOVER RD, CEDAR MOUNTAIN, NC 28718-9115 |
| Document Number | 0010640570 |
| Book / Page | 1064 / 570 |
| Map Reference | MB 189 PG 314 |
| Instrument Date | Dec 20, 2022 |
| Instrument | 2022007827 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2090 REASONOVER RD, CEDAR MOUNTAIN, NC 28718-9115 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2090 REASONOVER RD, CEDAR MOUNTAIN, NC 28718-9115 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Property Address | 2090 REASONOVER RD, CEDAR MOUNTAIN, NC 28718-9115 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0009620308 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 962/308 |
| Instrument | 2021000615 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Transylvania County assessment roll, as of August 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Transylvania County |
| Unified School District | Transylvania County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $681.00 (-29.28%) | $141,910 (-3.03%) Land $65,000 Building $76,910 | $141,910 (-3.03%) Land $65,000 Building $76,910 |
| 2023 | $963.00 | $146,350 Land $40,500 Building $105,850 | $146,350 Land $40,500 Building $105,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Skyrunner Fixed Wireless | 25 / 10 |
| Comporium DSL | 10 / 1 |
May also be available: AT&T.
4G LTE (outdoors only), no 5G reported
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