Transylvania County property record for 1786 Reasonover Rd, Cedar Mountain, NC 28718
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,215 sqft · built 2020 |
| Lot Size | 3.86 acres (168,142 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $105,000 (Feb 2020) |
| Tax Bill | $1,227 (2026) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 9513-81-3250-000 |
| Primary APN | 9513-81-3250-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,215 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 168,142 sqft (3.86 acres) |
| View / Lot | Waterfront |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 70507120 |
|---|---|
| Street Address | 1786 REASONOVER RD |
| City | CEDAR MOUNTAIN |
| State | NC |
| Zip | 28718-9034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SR 1560 |
| Jurisdiction | TRANSYLVANIA NC |
| Township / Civil Division | LITTLE RIVER |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 960404 |
Source: Transylvania County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1786 REASONOVER RD, CEDAR MOUNTAIN, NC 28718-9034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2020 · Amount on Record |
| Deed Sale | Feb 28, 2020 · Amount on Record |
| Deed Document Number | 20201093 |
| Deed Book / Page | 912 / 286 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Recording Date | May 29, 2026 |
| Property Address | 1786 REASONOVER RD, CEDAR MOUNTAIN, NC 28718-9034 |
| Document Number | 0000002537 |
| Book / Page | 1190 / 446 |
| Instrument Date | May 7, 2026 |
| Instrument | 20262537 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1786 REASONOVER RD, CEDAR MOUNTAIN, NC 28718-9034 |
| Document Number | 0000002537, |
|---|---|
| Date | May 29, 2026 |
| Book Page | 1190/446 |
| Instrument | 20262537 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 11, 2051 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
Source: Transylvania County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Transylvania County |
| Unified School District | Transylvania County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,227.00 | $431,670 (-) Land $107,120 Building $324,550 | $431,670 (-) Land $107,120 Building $324,550 |
| 2025 | $1,227.00 (+23.56%) | $431,670 (+78.49%) Land $107,120 Building $324,550 | $431,670 (+78.49%) Land $107,120 Building $324,550 |
| 2023 | $993.00 | $241,840 Land $81,060 Building $160,780 | $241,840 Land $81,060 Building $160,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Skyrunner Fixed Wireless | 25 / 10 |
| Comporium DSL | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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