2076 Reasonover Rd, Cedar Mountain, NC 28718 Property Records

Transylvania County property record for 2076 Reasonover Rd, Cedar Mountain, NC 28718

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 760 sqft · built 1990
Lot Size0.32 acres (13,818 sqft)
Owner2 Trust Names on Record
Last Sale$10,000 (Aug 2016)
Tax Bill$1,064 (2026)
Deeds & MortgagesDec 2022 Transfer
Jan 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN9513-91-7975-000

Property Details

APN / Parcel Number

Primary APN9513-91-7975-000
Alternative APNs
  • 70446190
  • 70574110

Interior

Bedrooms1 Bed
Full Baths1 Bath
Building Area760 sqft Heated Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2002
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area13,818 sqft (0.32 acres)
View / LotWaterfront

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account Number70574110
Street Address2076 REASONOVER RD
CityCEDAR MOUNTAIN
StateNC
Zip28718-9115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREASONOVER ROAD
JurisdictionTRANSYLVANIA NC
Township / Civil DivisionLITTLE RIVER
Census Block Group1
Census Block1053
Census Tract960404

Owner

Source: Transylvania County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Mailing Address2090 REASONOVER RD, CEDAR MOUNTAIN, NC 28718-9115
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2022Intrafamily Transfer, Transfer
Jan 13, 2020Deed of Trust, Mortgage · Line of Credit
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 22, 2016 · Amount on Record
Deed SaleAug 22, 2016 · Amount on Record
Prior SaleJan 1, 2001
Deed Document Number20164015
Deed Book / Page773 / 830
Record UpdatedOct 29, 2026

December 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionTRANSYLVANIA NC
Recording DateDec 22, 2022
Property Address2076 REASONOVER RD, CEDAR MOUNTAIN, NC 28718-9115
Document Number0010640565
Book / Page1064 / 565
Instrument DateDec 20, 2022
Instrument2022007826
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2090 REASONOVER RD, CEDAR MOUNTAIN, NC 28718-9115

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2090 REASONOVER RD, CEDAR MOUNTAIN, NC 28718-9115

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRANSYLVANIA NC
Property Address2076 REASONOVER RD, CEDAR MOUNTAIN, NC 28718-9115
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0009070090
DateJan 13, 2020
Book Page907/090
Instrument2020000182
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyTransylvania County
Unified School DistrictTransylvania County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,064.00 (+56.93%)$221,610 (+115.03%) Land $30,000 Building $191,610$221,610 (+115.03%) Land $30,000 Building $191,610
2023$678.00$103,060 Land $21,000 Building $82,060$103,060 Land $21,000 Building $82,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims3 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Skyrunner
Fixed Wireless
25 / 10
Comporium
DSL
10 / 1

May also be available: AT&T.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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