209 Whitmoor Ter, Silver Spring, MD 20901 Property Records

Montgomery County property record for 209 Whitmoor Ter, Silver Spring, MD 20901

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,541 sqft · built 1950
Lot Size	0.126 acres (5,481 sqft)
Owner	2 Individual Names on File
Last Sale	$625,000 (Oct 2024)
Tax Bill	$6,614 (2025)
Deeds & Mortgages	Feb 2023 Second Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-01082756`

Property Details

APN / Parcel Number

Primary APN	`13-01082756`
Alternative APN	`01082756`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,541 sqft Living Area
Gross Area	1,621 sqft
1st Floor Area	1,041 sqft
Basement Area	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	5,481 sqft (0.126 acres)
Porch	Slab
Porch Area	24 sqft
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01082756
Street Address	209 WHITMOOR TER
City	SILVER SPRING
State	MD
Zip	20901-1522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	WOODMOOR
Legal Subdivision	WOODMOOR
Legal Block	32
Legal Lot Number	34
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1005
Census Tract	702102

Owner

209 Whitmoor Ter is owned and occupied by two individuals who bought it in October 2024.

Source: Montgomery County records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	209 WHITMOOR TER, SILVER SPRING, MD 20901-1522
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TOWER FCU
Jan 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 9, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage APEX HOME LOANS INC
Apr 5, 2019	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2024 · Amount on File
Deed Sale	Oct 1, 2024 · Amount on File
Prior Sale	Apr 5, 2019 · Amount on File
Deed Book / Page	68447 / 475
Prior Transfer Date	Nov 24, 2020
Prior Transfer Doc	0613010149
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	209 WHITMOOR TER, SILVER SPRING, MD 20901-1522
Transaction Type	Mortgage
Record Updated	Feb 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0667350109
Date	Feb 14, 2023
Book Page	66735/109

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	118 Months
Due	Dec 23, 2032

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	209 WHITMOOR TER, SILVER SPRING, MD 20901-1522
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FLYNN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0588230149
Date	Jan 6, 2020
Book Page	58823/149

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2049

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Dec 9, 2020
Property Address	209 WHITMOOR TER, SILVER SPRING, MD 20901-1522
Document Number	0613010149
Book / Page	61301 / 149
Map Reference	MB 35 PL 2364
Instrument Date	Nov 24, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	209 WHITMOOR TER, SILVER SPRING, MD 20901-1522

Mortgage

Document Number	61301154
Date	Dec 9, 2020
Instrument	61301/154

Lender

Name	APEX HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 5, 2019
Property Address	209 WHITMOOR TER, SILVER SPRING, MD 20901-1522
Document Number	0574070130
Book / Page	57407 / 130
Map Reference	MB 35 PL 2364
Instrument Date	Apr 1, 2019
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	HOLLMAN & FLYNN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,570.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	209 WHITMOOR TER, SILVER SPRING, MD 20901-1522

Mortgage

Document Number	57407138
Date	Apr 5, 2019
Instrument	57407/138

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 209 Whitmoor Ter was $6,614, down 1.5% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$584,233 (+2.5%)	$612,700 (+7.49%) Land $250,400 Building $362,300
2025	$6,614.00 (-1.49%)	$570,000 Land $250,400 Building $319,600	$570,000 Land $250,400 Building $319,600
2024	$6,714.00
2023		$481,333	$570,000 Land $250,400 Building $319,600
2022	$4,723.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 Whitmoor Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Whitmoor Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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