Montgomery County property record for 204 Whitmoor Ter, Silver Spring, MD 20901
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,542 sqft · built 1951 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $520,000 (May 2020) |
| Tax Bill | $7,338 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01086127 |
| Primary APN | 13-01086127 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,542 sqft Living Area |
| 1st Floor Area | 632 sqft |
| Basement Area | 390 sqft |
| Finished Basement | 390 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 6,011 sqft (0.138 acres) |
| Porch | Enclosed Porch |
| Porch Area | 112 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01086127 |
|---|---|
| Street Address | 204 WHITMOOR TER |
| City | SILVER SPRING |
| State | MD |
| Zip | 20901-1521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | WOODMOOR |
| Legal Subdivision | WOODMOOR |
| Legal Block | 30 |
| Legal Lot Number | 26 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 702102 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 204 WHITMOOR TER, SILVER SPRING, MD 20901-1521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 10, 2021 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| May 21, 2020 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2020 · Amount on Record |
| Deed Sale | May 21, 2020 · Amount on Record |
| Prior Sale | Mar 12, 2014 · Amount on Record |
| Deed Book / Page | 59635 / 408 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 204 WHITMOOR TER, SILVER SPRING, MD 20901-1521 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|
| Document Number | 0621460483 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 62146/483 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | May 21, 2020 |
| Property Address | 204 WHITMOOR TER, SILVER SPRING, MD 20901-1521 |
| Document Number | 0596350408 |
| Book / Page | 059635 / 000408 |
| Instrument Date | Mar 27, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2020 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 204 WHITMOOR TER SILVER SPRING MD 209011521, SILVER SPRING, MD 20901-1521 |
| Document Number | 596350420 |
|---|---|
| Date | May 21, 2020 |
| Book Page | 059635/000420 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 20, 2050 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $659,133 (+3.8%) | $707,400 (+11.4%) Land $253,300 Building $454,100 | |
| 2025 | $7,338.00 (+30.08%) | $635,000 (+13.46%) Land $253,300 Building $381,700 | $635,000 (-) Land $253,300 Building $381,700 |
| 2023 | $559,667 | $635,000 Land $253,300 Building $381,700 | |
| 2022 | $5,641.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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