207 Whitmoor Ter, Silver Spring, MD 20901 Property Records

Montgomery County property record for 207 Whitmoor Ter, Silver Spring, MD 20901

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,071 sqft · built 1951
Lot Size	0.127 acres (5,542 sqft)
Owner	2 Individual Names on Record
Last Sale	$590,000 (Dec 2025)
Tax Bill	$6,367 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Dec 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`13-01086071`

Property Details

APN / Parcel Number

Primary APN	`13-01086071`
Alternative APN	`01086071`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,071 sqft Living Area
1st Floor Area	1,121 sqft
Basement Area	950 sqft
Finished Basement	950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,542 sqft (0.127 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01086071
Street Address	207 WHITMOOR TER
City	SILVER SPRING
State	MD
Zip	20901-1522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	WOODMOOR
Legal Subdivision	WOODMOOR
Legal Block	32
Legal Lot Number	33
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	1
Census Block	1005
Census Tract	702102

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	207 WHITMOOR TER, SILVER SPRING, MD 20901-1522
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Deed of Trust, Mortgage · Line of Credit SANDY SPRING BANK
Dec 23, 2025	Deed, Transfer · Conventional Mortgage KEYSTONE FUNDING INC
Jan 20, 2017	Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST FCU
Apr 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
May 8, 2017	Grant Deed, Transfer · Conventional with PMI BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2025 · Amount on Record
Deed Sale	Dec 23, 2025 · Amount on Record
Prior Sale	May 8, 2017 · Amount on Record
Deed Book / Page	69964 / 451
Prior Transfer Date	Mar 18, 2021
Prior Transfer Doc	0625360154
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	207 WHITMOOR TER, SILVER SPRING, MD 20901-1522
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0674600027
Date	Oct 13, 2023
Book Page	67460/27

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	COLUMBIA, MD 21046

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Dec 23, 2025
Property Address	207 WHITMOOR TER, SILVER SPRING, MD 20901-1522
Document Number	0699640451
Book / Page	69964 / 451
Map Reference	MB 35 PL 2364
Instrument Date	Dec 23, 2025
Transaction Type	Transfer
Record Updated	Jan 12, 2026
Title Company	GPN TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	207 WHITMOOR TER, SILVER SPRING, MD 20901-1522

Mortgage

Document Number	0069964460
Date	Dec 23, 2025
Instrument	69964/460

Lender

Name	KEYSTONE FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	207 WHITMOOR TER, SILVER SPRING, MD 20901-1522
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0536060392
Date	Jan 20, 2017
Book Page	53606/392

Lender

Name	MEMBERS 1ST FCU
Type	Credit Union
Address	MECHANICSBURG, PA 17055

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	298 Months
Due	Nov 20, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 13, 2021
Property Address	207 WHITMOOR TER, SILVER SPRING, MD 20901-1522
Document Number	0625360154
Book / Page	62536 / 154
Map Reference	MB 35 PL 2364
Instrument Date	Mar 18, 2021
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	207 WHITMOOR TER, SILVER SPRING, MD 20901-1522

Mortgage

Document Number	62536157
Date	Apr 13, 2021
Instrument	62536/157

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 8, 2017
Property Address	207 WHITMOOR TER, SILVER SPRING, MD 20901-1522
Document Number	0542560209
Book / Page	054256 / 000209
Instrument Date	Apr 20, 2017
Transaction Type	Transfer
Record Updated	May 29, 2017
Title Company	DISTRICT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$446.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	207 WHITMOOR TER SILVER SPRING MD 209011522, SILVER SPRING, MD 20901-1522

Mortgage

Document Number	542560217
Date	May 8, 2017
Book Page	054256/000217

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$560,067 (+2.11%)	$583,200 (+6.33%) Land $250,700 Building $332,500
2025	$6,367.00 (-2.08%)	$548,500 (+17.68%) Land $250,700 Building $297,800	$548,500 (-) Land $250,700 Building $297,800
2024	$6,502.00 (+41.66%)
2023		$466,100	$548,500 Land $250,700 Building $297,800
2022	$4,590.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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