209 Split Oak Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 209 Split Oak Rd, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3.5 Baths
Year Built	Built 2016
Square Footage	2,800 sqft Living Area
Lot Size	10,454 sqft (0.24 acres)
Occupancy	Owner Occupied
Last Sale	$339,990 (2016)
Tax Bill	$7,166.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`029011-0340`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	18 Plumbing Fixtures
Building Area	2,800 sqft Living Area
Gross Area	3,604 sqft Gross Area
1st Floor	2,800 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stucco Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	10,454 sqft (0.24 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	614 sqft Garage
Patio Area	60 sqft Patio
Porch Area	251 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	209 SPLIT OAK RD
City	SAINT AUGUSTINE
State	FL
Zip	32092-5483
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	73/4-27 WHISPER CREEK PHASE 1 UNITS A AND B LOT 34 OR4300/226
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	WHISPER CREEK PHASE 1 UNITS A AND B
Legal Phase	1
Legal Block	1
Legal Lot Number	34
Legal Unit	A
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	4
Census Block	4021
Census Tract	20905

Owner

Source: St. Johns County records · APN 029011-0340

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	209 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5483
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 13, 2016 · Amount on Record
Deed Sale	Dec 13, 2016 · Amount on Record
Prior Sale	Feb 09, 2016 · Amount on Record
Deed Doc Number	201681283
Deed Book / Page	4300 / 226
Record Refreshed	Jun 08, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	209 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5483
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5483
Investor	Possibly a Property Investor

Mortgage

Document Number	0059280589
Date	Apr 08, 2024
Book Page	5928/589
Instrument	2024025902

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 29, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$351,792 (+2.7%)	$493,646 (+4.28%) Land $100,000 Building $393,646
2025	$7,166.00 (+7.37%) Homeowner's exemption	$342,543 (+2.9%)	$473,405 (-0.86%) Land $100,000 Building $373,405
2024	$6,674.00 (+1.37%) Homeowner's exemption	$332,889 (+3%)	$477,508 (+10.12%) Land $100,000 Building $377,508
2023	$6,584.00 (+1.67%) Homeowner's exemption	$323,193 (+3%)	$433,625 (+5.38%) Land $84,000 Building $349,625
2022	$6,476.00 Homeowner's exemption	$313,780	$411,497 Land $84,000 Building $327,497

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,639 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.