1. Home
  2. Florida
  3. St. Johns County
  4. Saint Augustine
  5. Split Oak Rd

229 Split Oak Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 229 Split Oak Rd, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2016
Square Footage2,200 sqft Living Area
Lot Size9,147 sqft (0.21 acres)
OccupancyOwner Occupied
Last Sale$290,000 (2017)
Tax Bill$6,821.00 (2025)

Property Details

APN / Parcel Number

Primary APN029011-0350

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Building Area2,200 sqft Living Area
Gross Area3,008 sqft Gross Area
1st Floor2,200 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area9,147 sqft (0.21 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area616 sqft Garage
Pool Area334 sqft Pool
Patio Area802 sqft Patio
Porch Area302 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address229 SPLIT OAK RD
CitySAINT AUGUSTINE
StateFL
Zip32092-5483
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description73/4-27 WHISPER CREEK PHASE 1 UNITS A AND B LOT 35 OR4338/1834
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 1 UNITS A AND B
Legal Phase1
Legal Block1
Legal Lot Number35
Legal UnitA
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup4
Census Block4021
Census Tract20905

Owner

Source: St. Johns County records · APN 029011-0350

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address229 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5483
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2023Deed of Trust, Mortgage · Stand Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Jan 06, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Jan 04, 2020Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU
Dec 18, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC
Mar 02, 2017Corporation Deed, Subdivision Related Transfer · Federal Housing Administration (FHA) Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 02, 2017 · Amount on Record
Deed SaleMar 02, 2017 · Amount on Record
Prior SaleFeb 09, 2016 · Amount on Record
Deed Doc Number201715111
Deed Book / Page4338 / 1834
Record RefreshedJun 08, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address229 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5483
Transaction TypeMortgage
Record UpdatedSep 30, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address229 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5483

Mortgage

Document Number0057951186
DateJul 20, 2023
Book Page5795/1186
Instrument2023056799
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueAug 01, 2043

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address229 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5483
Transaction TypeMortgage
Record UpdatedAug 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address229 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5483

Mortgage

Document Number0051431867
DateJan 06, 2021
Book Page5143/1867
Instrument2021001326
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address229 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5483
Document Number0048651277
Instrument DateJan 04, 2020
Transaction TypeMortgage
Record UpdatedFeb 03, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address229 SPLIT OAK RD ST AUGUSTINE FL 320925483, ST AUGUSTINE, FL 32092-5483

Mortgage

Document Number0048651277
DateJan 14, 2020
Book Page004865/001277
Instrument3123
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJan 13, 2040

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address229 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5483
Document Number0044851067
Book / Page004485 / 001067
Instrument DateDec 18, 2017
Transaction TypeMortgage
Record UpdatedJan 10, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address229 SPLIT OAK RD ST AUGUSTINE FL 320925483, ST AUGUSTINE, FL 32092-5483

Mortgage

Document Number0044851067
DateJan 02, 2018
Book Page004485/001067
Instrument340
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2048

March 2017: Corporation Deed, Subdivision Related Transfer

Document TypeCorporation Deed
JurisdictionST JOHNS FL
Recording DateMar 02, 2017
Property Address229 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5483
Document Number0043381834
Book / Page4338 / 1834
Map ReferenceMB73 PG4-27
Instrument DateFeb 28, 2017
Instrument2017015111
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 02, 2022
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address229 SPLIT OAK RD, SAINT AUGUSTINE, FL 32092-5483

Mortgage

Document Number2017015112
DateMar 02, 2017
Instrument2017015112
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2047

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$325,495 (+2.7%)$462,260 (+4.81%) Land $100,000 Building $362,260
2025$6,821.00 (+7.21%) Homeowner's exemption$316,938 (+2.9%)$441,044 (-0.96%) Land $100,000 Building $341,044
2024$6,362.00 (+1.35%) Homeowner's exemption$308,006 (+3%)$445,304 (+15%) Land $100,000 Building $345,304
2023$6,277.00 (+1.64%) Homeowner's exemption$299,035 (+3%)$387,222 (+4.67%) Land $84,000 Building $303,222
2022$6,176.00 Homeowner's exemption$290,325$369,942 Land $84,000 Building $285,942

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 40% of the US · above 12% of Florida
Wildfire LikelihoodAbout 1 in 1,639 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Split Oak Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures