Franklin County property record for 209 Pendleton Ln, Frankfort, KY 40601 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2007 |
| Lot Size | 23,392 sqft (0.537 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $281,500 (2022) |
| Tax Bill | $3,372.00 (2025) |
| Primary APN | 102-00-00-066.00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Stories |
|---|
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 23,392 sqft (0.537 acres) |
| Driveway | Driveway Concrete |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 77301 |
|---|---|
| Street Address | 209 PENDLETON LN |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-8344 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ELKHORN TERRACE 3 LOT 95 |
| Legal Subdivision | ELKHORN TERRACE 3 |
| Legal Lot Number | 95 |
| Jurisdiction | FRANKLIN KY |
| Minor Civil Division | FRANKFORT |
| Census Blockgroup | 1 |
| Census Block | 1019 |
| Census Tract | 70802 |
Source: Franklin County records · APN 102-00-00-066.00
Assessment roll updated March 27, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 209 PENDLETON LN, FRANKFORT, KY 40601-8344 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 29, 2018 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) MAINSOURCE BANK |
| Oct 30, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| May 02, 2008 | Deed of Trust, Mortgage AMERICAN FOUNDERS BANK INC |
| Oct 21, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage US BANK NA |
| Oct 21, 2022 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 21, 2022 · Amount on Record |
| Deed Sale | Oct 21, 2022 · Amount on Record |
| Deed Doc Number | 2022676404 |
| Deed Book / Page | 616 / 482 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 209 PENDLETON LN, FRANKFORT, KY 40601-8344 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | ROUNSAVALL TITLE GROUP LLC, SOUNSAVALL TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0M1455/008 |
|---|---|
| Date | May 29, 2018 |
| Book Page | M1455/008 |
| Instrument | 474695 |
| Name | MAINSOURCE BANK |
|---|---|
| Type | Bank |
| Address | GREENSBURG, IN 47240 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 09, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Jun 09, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 6.25% |
| Index | 1-Year CMT |
| Max Rate | 10.2% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 209 PENDLETON LN, FRANKFORT, KY 40601-8344 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M1565/16 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | M1565/16 |
| Instrument | 512331 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 10, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 209 PENDLETON LN, FRANKFORT, KY 40601-8344 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1096/676 |
|---|---|
| Date | May 02, 2008 |
| Book Page | M1096/676 |
| Instrument | 329354 |
| Name | AMERICAN FOUNDERS BANK INC |
|---|---|
| Type | Bank |
| Address | FRANKFORT, KY 40604 |
| Amount | Amount Recorded |
|---|---|
| Term | 299 Months |
| Due | Apr 18, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 209 PENDLETON LN, FRANKFORT, KY 40601-8344 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 209 PENDLETON LN, FRANKFORT, KY 40601-8344 |
| Document Number | 0M1754/191 |
|---|---|
| Date | Oct 21, 2024 |
| Book Page | M1754/191 |
| Instrument | 854969 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Nov 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Oct 21, 2022 |
| Property Address | 209 PENDLETON LN, FRANKFORT, KY 40601-8344 |
| Document Number | 00D616/482 |
| Book / Page | D616 / 482 |
| Map Reference | MB 2 PG 65 |
| Instrument Date | Oct 13, 2022 |
| Instrument | 676404 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $281.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 216 WAVERLY LN, FRANKFORT, KY 40601-8664 |
| Name | Verified Name |
|---|---|
| Address | 209 PENDLETON LN, FRANKFORT, KY 40601-8344 |
| Document Number | 0000676405 |
|---|---|
| Date | Oct 21, 2022 |
| Instrument | 676405 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
Source: Franklin County records · Assessment roll updated March 27, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,372.00 (+0.27%) | $281,500 (-) Land $25,000 Building $256,500 | $281,500 (-) Land $25,000 Building $256,500 |
| 2023 | $3,363.00 | $281,500 | $281,500 |
Source: FEMA National Flood Hazard Layer, Franklin County (21073C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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