Franklin County property record for 208 Pendleton Ln, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.528 acres (23,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $24,500 (Jul 2006) |
| Tax Bill | $4,336 (2025) |
| Deeds & Mortgages | Jun 2023 Construction Loan Dec 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 102-00-00-144.00 |
| Primary APN | 102-00-00-144.00 |
|---|---|
| Alternative APNs |
|
| Lot Area | 23,000 sqft (0.528 acres) |
|---|---|
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Account Number | 79064 |
|---|---|
| Street Address | 208 PENDLETON LN |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-8344 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 116 |
| Legal Subdivision | ELKHORN TERRACE 3 |
| Legal Lot Number | 116 |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 70802 |
Source: Franklin County records · APN 102-00-00-144.00
Assessment roll updated March 27, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 208 PENDLETON LN, FRANKFORT, KY 40601-8344 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2023 | Deed of Trust, Mortgage · Construction Mortgage PEOPLES EXCHANGE BANK |
| Dec 05, 2023 | Deed, Subdivision Related Transfer · Conventional Mortgage EXPREE CU |
| May 18, 2023 | Deed, Transfer |
| Mar 16, 2021 | Deed, Transfer |
| Jun 07, 2011 | Deed, Transfer |
| Jul 06, 2006 | Deed, Transfer FARMERS BANK & CAPITAL TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 06, 2006 · Amount on Record |
| Deed Sale | Jul 06, 2006 · Amount on Record |
| Deed Document Number | 2006300998 |
| Deed Book / Page | 492 / 261 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 208 PENDLETON LN, FRANKFORT, KY 40601-8344 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1708/405 |
|---|---|
| Date | Jun 28, 2023 |
| Book Page | M1708/405 |
| Instrument | 691226 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Address | GEORGETOWN, KY 40324 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jun 22, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Dec 05, 2023 |
| Property Address | 208 PENDLETON LN, FRANKFORT, KY 40601-8344 |
| Document Number | 00D624/700 |
| Book / Page | D624 / 700 |
| Map Reference | MB 2 PG 65 |
| Instrument Date | Dec 04, 2023 |
| Instrument | 758815 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $362.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 991, GEORGETOWN, KY 40324-0991 |
| Name | Verified Name |
|---|---|
| Address | 208 PENDLETON LN, FRANKFORT, KY 40601-8344 |
| Document Number | 0000758816 |
|---|---|
| Date | Dec 05, 2023 |
| Instrument | 758816 |
| Name | EXPREE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 30, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.5% |
| Index | 1-Year CMT |
| Max Rate | 11.5% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | May 18, 2023 |
| Property Address | 208 PENDLETON LN, FRANKFORT, KY 40601-8344 |
| Document Number | 00D620/581 |
| Book / Page | D620 / 581 |
| Map Reference | MB 2 PG 65 |
| Instrument Date | May 16, 2023 |
| Instrument | 688513 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $40.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 991, GEORGETOWN, KY 40324-0991 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Mar 16, 2021 |
| Property Address | 208 PENDLETON LN, FRANKFORT, KY 40601-8344 |
| Document Number | 00D601/126 |
| Book / Page | D601 / 126 |
| Map Reference | MB 2 PG 65 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 519890 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $20.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 715 RICHARDSON LN, FRANKFORT, KY 40601-9149 |
| Name | Verified Name |
|---|---|
| Address | 108 PELICAN WAY, MIDWAY, KY 40347-9603 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Jun 07, 2011 |
| Property Address | 208 PENDLETON LN, FRANKFORT, KY 40601-8344 |
| Document Number | 00D527/200 |
| Book / Page | D527 / 200 |
| Map Reference | MB2 PG65 |
| Instrument Date | May 27, 2011 |
| Instrument | 372317 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 212 PENDLETON LN, FRANKFORT, KY 40601-8344 |
| Name | Verified Name |
|---|---|
| Address | 715 RICHARDSON LN, FRANKFORT, KY 40601-9149 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Jul 06, 2006 |
| Property Address | 208 PENDLETON LN, FRANKFORT, KY 40601-8344 |
| Document Number | 00D492/261 |
| Book / Page | D492 / 261 |
| Map Reference | MB2 PG65 |
| Instrument Date | Jul 05, 2006 |
| Instrument | 300998 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $24.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 121 THOMAS ST, FRANKFORT, KY 40601-8869 |
| Name | Verified Name |
|---|---|
| Address | 212 PENDLETON LN, FRANKFORT, KY 40601-8344 |
| Document Number | 0000300999 |
|---|---|
| Date | Jul 06, 2006 |
| Instrument | 300999 |
| Name | FARMERS BANK & CAPITAL TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Jul 05, 2007 |
Source: Franklin County records · Assessment roll updated March 27, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,336.00 (+1,714.23%) | $362,000 (+1,71%) Land $40,000 Building $322,000 | $362,000 (+1,71%) Land $40,000 Building $322,000 |
| 2023 | $239.00 | $20,000 | $20,000 |
Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric and Water Plant Board of the City of Frankfort Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 51 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELKHORN WATER DISTRICT serves 1,590 people |
|---|---|
| Water Source | Purchased surface water from FRANKFORT PLANT BOARD |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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