Franklin County property record for 204 Pendleton Ln, Frankfort, KY 40601 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2005 |
| Lot Size | 23,000 sqft (0.528 acres) |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Last Sale | $360,000 (2022) |
| Tax Bill | $4,312.00 (2025) |
| Primary APN | 102-00-00-143.00 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Stories |
|---|
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 23,000 sqft (0.528 acres) |
| Driveway | Driveway Concrete |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| View | Flood Plain/Flood Zone View |
| Topography | Rolling Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Electric Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 75882 |
|---|---|
| Street Address | 204 PENDLETON LN |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-8344 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ELKHORN TERRACE 3 LOT 115 |
| Legal Subdivision | ELKHORN TERRACE 3 |
| Legal Lot Number | 115 |
| Jurisdiction | FRANKLIN KY |
| Minor Civil Division | FRANKFORT |
| Census Blockgroup | 1 |
| Census Block | 1021 |
| Census Tract | 70802 |
Source: Franklin County records · APN 102-00-00-143.00
Assessment roll updated March 27, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 204 PENDLETON LN, FRANKFORT, KY 40601-8344 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 28, 2023 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION |
| Aug 03, 2005 | Deed of Trust, Mortgage · Building or Construction Mortgage AMERICAN FOUNDERS BANK INC |
| Apr 13, 2016 | Deed of Trust, Mortgage · Line of Credit MAINSOURCE BANK |
| Jul 03, 2006 | Deed of Trust, Mortgage AMERICAN FOUNDERS BANK INC |
| Feb 20, 2013 | Deed of Trust, Mortgage · Conventional Mortgage MAINSOURCE BANK |
| Feb 20, 2013 | Deed of Trust, Mortgage · Line of Credit MAINSOURCE BANK |
| Nov 16, 2010 | Deed of Trust, Mortgage · Conventional Mortgage MAINSOURCE BANK |
| Apr 17, 2006 | Deed of Trust, Mortgage · Building or Construction Mortgage AMERICAN FOUNDERS BANK INC |
| Jan 20, 2022 | Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Apr 01, 2009 | Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| May 16, 2008 | Commissioner's Deed, Foreclosure |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 20, 2022 · Amount on Record |
| Deed Sale | Jan 20, 2022 · Amount on Record |
| Prior Sale | Apr 01, 2009 · Amount on Record |
| Deed Doc Number | 2022654906 |
| Deed Book / Page | 609 / 381 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 204 PENDLETON LN, FRANKFORT, KY 40601-8344 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1708/389 |
|---|---|
| Date | Jun 28, 2023 |
| Book Page | M1708/389 |
| Instrument | 691219 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 204 PENDLETON LN, FRANKFORT, KY 40601-8344 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M973/548 |
|---|---|
| Date | Aug 03, 2005 |
| Book Page | M973/548 |
| Instrument | 286589 |
| Name | AMERICAN FOUNDERS BANK INC |
|---|---|
| Type | Bank |
| Address | FRANKFORT, KY 40604 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 2 Months |
| Due | Oct 29, 2005 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 204 PENDLETON LN, FRANKFORT, KY 40601-8344 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 0M1374/593 |
|---|---|
| Date | Apr 13, 2016 |
| Book Page | M1374/593 |
| Instrument | 443703 |
| Name | MAINSOURCE BANK |
|---|---|
| Type | Bank |
| Address | GREENSBURG, IN 47240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 10, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 204 PENDLETON LN, FRANKFORT, KY 40601-8344 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1019/376 |
|---|---|
| Date | Jul 03, 2006 |
| Book Page | M1019/376 |
| Instrument | 300861 |
| Name | AMERICAN FOUNDERS BANK INC |
|---|---|
| Type | Bank |
| Address | FRANKFORT, KY 40604 |
| Amount | Amount Recorded |
|---|---|
| Term | 8 Months |
| Due | Mar 29, 2007 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 204 PENDLETON LN, FRANKFORT, KY 40601-8344 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1270/775 |
|---|---|
| Date | Feb 20, 2013 |
| Book Page | M1270/775 |
| Instrument | 398012 |
| Name | MAINSOURCE BANK |
|---|---|
| Type | Bank |
| Address | GREENSBURG, IN 47240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 204 PENDLETON LN, FRANKFORT, KY 40601-8344 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1270/794 |
|---|---|
| Date | Feb 20, 2013 |
| Book Page | M1270/794 |
| Instrument | 398013 |
| Name | MAINSOURCE BANK |
|---|---|
| Type | Bank |
| Address | GREENSBURG, IN 47240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 10, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 204 PENDLETON LN, FRANKFORT, KY 40601-8344 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1188/719 |
|---|---|
| Date | Nov 16, 2010 |
| Book Page | M1188/719 |
| Instrument | 365036 |
| Name | MAINSOURCE BANK |
|---|---|
| Type | Bank |
| Address | GREENSBURG, IN 47240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 204 PENDLETON LN, FRANKFORT, KY 40601-8344 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0M1008/061 |
|---|---|
| Date | Apr 17, 2006 |
| Book Page | M1008/061 |
| Instrument | 297554 |
| Name | AMERICAN FOUNDERS BANK INC |
|---|---|
| Type | Bank |
| Address | FRANKFORT, KY 40604 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Oct 11, 2006 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Jan 20, 2022 |
| Property Address | 204 PENDLETON LN, FRANKFORT, KY 40601-8344 |
| Document Number | 00D609/381 |
| Book / Page | D609 / 381 |
| Instrument Date | Jan 14, 2022 |
| Instrument | 654906 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4209 SAGE MEADOWS BLVD, JONESBORO, AR 72405-8025 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 204 PENDLETON LN, FRANKFORT, KY 40601-8344 |
| Document Number | 0000654907 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 654907 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Apr 01, 2009 |
| Property Address | 204 PENDLETON LN, FRANKFORT, KY 40601-8344 |
| Document Number | 00D512/387 |
| Book / Page | D512 / 387 |
| Map Reference | MB2 PG65 |
| Instrument Date | Jan 15, 2009 |
| Instrument | 342153 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $189.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 LIMESTONE ST S, FRANKFORT, KY 40601-4317 |
| Name | Verified Name |
|---|---|
| Address | 204 PENDLETON LN, FRANKFORT, KY 40601-8344 |
| Investor | Possibly a Property Investor |
| Document Number | 0M1129/413 |
|---|---|
| Date | Apr 01, 2009 |
| Book Page | M1129/413 |
| Instrument | 342154 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | MILFORD, OH 45150 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Feb 01, 2039 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | May 16, 2008 |
| Property Address | 204 PENDLETON LN, FRANKFORT, KY 40601-8344 |
| Document Number | 00D506/211 |
| Book / Page | D506 / 211 |
| Map Reference | MB2 PG65 |
| Instrument Date | Jan 30, 2008 |
| Instrument | 329724 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 201 LIMESTONE ST S, FRANKFORT, KY 40601-4317 |
Source: Franklin County records · Assessment roll updated March 27, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,312.00 (+0.23%) | $360,000 (-) Land $36,400 Building $323,600 | $360,000 (-) Land $36,400 Building $323,600 |
| 2023 | $4,302.00 | $360,000 | $360,000 |
204 Pendleton Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Franklin County (21073C), updated December 21, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 37th in Kentucky |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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