113 Optimist Dr, Belleville, IL 62220 Property Records

St. Clair County property record for 113 Optimist Dr, Belleville, IL 62220

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,170 sqft · built 1965
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on Record
Last Sale$110,000 (Jul 2022)
Tax Bill$3,247 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Dec 2019 Mortgage
+ 1 more
APN08-29-0-408-004

Property Details

APN / Parcel Number

Primary APN08-29-0-408-004

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,170 sqft Living Area
Basement Area1,170 sqft
Unfinished Basement1,170 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1995
Construction TypeFrame
Lot Area11,761 sqft (0.27 acres)
Garage Area728 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address113 OPTIMIST DR
CityBELLEVILLE
StateIL
Zip62220-2932
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBENEVOLENT HEIGHTS LOT/SEC-7 A02753772
Legal SubdivisionBENEVOLENT HEIGHTS
Legal Block408
JurisdictionST CLAIR IL
Township / Civil DivisionST. CLAIR
Census Block Group2
Census Block2004
Census Tract503304

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address113 OPTIMIST DR, BELLEVILLE, IL 62220-2932
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2022Warranty Deed, Transfer · Conventional Mortgage
USAA FSB
Dec 31, 2019Deed of Trust, Mortgage · FHA Mortgage
US BK
Sep 27, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2022 · Amount on Record
Deed SaleJul 21, 2022 · Amount on Record
Prior SaleJun 25, 2014 · Amount on Record
Deed Document Number20222753772
Prior Transfer DateSep 27, 2019
Prior Transfer Doc0002628185
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateJul 21, 2022
Property Address113 OPTIMIST DR, BELLEVILLE, IL 62220-2932
Document Number0A02753772
Map ReferenceMB 55 PG 43
Instrument DateJul 18, 2022
InstrumentA02753772
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanyCOMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$110.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressN7051 SWITZKE RD, WATERTOWN, WI 53094-9431

Mortgage

Document Number0A02753773
DateJul 21, 2022
InstrumentA02753773
Lender
NameUSAA FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address113 OPTIMIST DR, BELLEVILLE, IL 62220-2932
Document Number00A2638547
Instrument DateDec 31, 2019
Transaction TypeMortgage
Record UpdatedJan 20, 2020
Title CompanyFIRST AMERICAN

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 OPTIMIST DR BELLEVILLE IL 622202932, BELLEVILLE, IL 62220-2932

Mortgage

Document Number00A2638547
DateJan 7, 2020
Instrument2638547
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 6, 2050

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CLAIR IL
Recording DateSep 27, 2019
Property Address113 OPTIMIST DR, BELLEVILLE, IL 62220-2932
Document Number00A2628185
Instrument DateSep 27, 2019
Instrument2628185
Transaction TypeTransfer
Record UpdatedOct 7, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address113 OPTIMIST DR BELLEVILLE IL 622202932, BELLEVILLE, IL 62220-2932

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionSt. Clair Township
Elementary School DistrictBelleville School District 118 (PK - 08)
Secondary School DistrictBelleville Township High School District 201 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,247.00$44,437 (+28.71%) Land $6,534 Building $37,903$133,311 (+28.71%) Land $19,602 Building $113,709
2022$34,525 Land $5,293 Building $29,232$103,575 Land $15,879 Building $87,696

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2013 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-EAST ST LOUIS
private · serves 131,368 people · EPA ID IL1635040
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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