209 Main St, Keystone, IA 52249 Property Records

Benton County property record for 209 Main St, Keystone, IA 52249

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,129 sqft · built 1920
Lot Size0.163 acres (7,100 sqft)
Owner2 Individual Names on Record
Last Sale$60,000 (Dec 2023)
Tax Bill$1,024 (2026)
Deeds & MortgagesJun 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN09008050

Property Details

APN / Parcel Number

Primary APN09008050

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,129 sqft Living Area
1st Floor Area384 sqft
Basement Area860 sqft
Unfinished Basement384 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,100 sqft (0.163 acres)
Lot Dimensions142 ft deep x 50 ft wide
Garage TypeDetached
Garage Area264 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area98 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address209 MAIN ST
CityKEYSTONE
StateIA
Zip52249-9524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAMANNS ADD LOT 2 BLK 2
Legal SubdivisionHAMMANS
Legal Block2
Legal Lot Number2
JurisdictionBENTON IA
Township / Civil DivisionKANE
Census Block Group3
Census Block3052
Census Tract960600

Owner

Source: Benton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6403 USHERS RIDGE DR NE, CEDAR RAPIDS, IA 52411-7642
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 26, 2023 · Amount on Record
Deed SaleDec 26, 2023 · Amount on Record
Deed Document Number20234524
Prior Transfer DateDec 20, 2023
Prior Transfer Doc0000004524
Record UpdatedOct 29, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON IA
Property Address209 MAIN ST, KEYSTONE, IA 52249-9524
Transaction TypeMortgage
Record UpdatedJun 27, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000018/0000001035
DateJun 6, 2018
Book Page0000000018/0000001035
InstrumentE18-1035
Lender
NameCOMMUNITY SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term55 Months
DueJan 1, 2023

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBenton County
MunicipalityKeystone City
Unified School DistrictBenton Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,024.00 (-3.03%)$89,400 (-) Land $14,300 Building $75,100$89,400 (-) Land $14,300 Building $75,100
2025$1,056.00$89,400 (+1.36%) Land $14,300 Building $75,100$89,400 (+1.36%) Land $14,300 Building $75,100
2024$1,056.00 (+18.12%)
2023$88,200 (+32.43%) Land $14,000 Building $74,200$88,200 (+32.43%) Land $14,000 Building $74,200
2022$894.00$66,600 Land $11,200 Building $55,400
2021$66,600 Land $11,200 Building $55,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKEYSTONE WATER SUPPLY
serves 599 people · EPA ID IA0640030
Water SourceGroundwater
Last State InspectionMar 2026
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2021
Nitrite
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Keystone Communications
Fiber
250 / 250
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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