Schenectady County and Schenectady City property record for 209 Elder St, Schenectady, NY 12304 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1920 |
| Square Footage | 1,880 sqft Living Area |
| Lot Size | 4,257 sqft (0.097 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $80,000 (2010) |
| Tax Bill | $4,125.00 (2025) |
| Primary APN | 421500 49.52-4-33 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,880 sqft Living Area |
| 1st Floor | 940 sqft 1st Floor |
| 2nd Floor | 940 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 4,257 sqft (0.097 acres) |
| Depth X Width | 129 ft x 33 ft Depth x Width |
| Patio Area | 180 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 120 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 209 ELDER ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-1221 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 2 WOOD 0001450526 39,900 |
| Legal Block | 4 |
| Legal Lot Number | 33.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | SCHENECTADY |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 20700 |
Source: Schenectady County and Schenectady City records · APN 421500 49.52-4-33
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 209 ELDER ST, SCHENECTADY, NY 12304-1221 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 04, 2010 · Amount on Record |
| Deed Sale | Nov 04, 2010 · Amount on Record |
| Prior Sale | Nov 04, 2010 · Amount on Record |
| Deed Book / Page | 1829 / 711 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 209 ELDER ST, SCHENECTADY, NY 12304-1221 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Title Company | TITLE365 OMAHA |
| Name | Verified Name |
|---|---|
| Address | 209 ELDER ST, SCHENECTADY, NY 12304-1221 |
| Document Number | 0000026305 |
|---|---|
| Date | Sep 04, 2020 |
| Book Page | 5018/423 |
| Instrument | 202026305 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 29, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,125.00 (+11.64%) | $89,400 (-) Land $13,400 Building $76,000 | $148,038 (+30.82%) Land $22,189 Building $125,849 |
| 2023 | $89,400 (-) Land $13,400 Building $76,000 | $113,165 (+3.8%) Land $16,962 Building $96,203 | |
| 2022 | $89,400 Land $13,400 Building $76,000 | $109,024 Land $16,341 Building $92,683 | |
| 2021 | $3,695.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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