215 Elder St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 215 Elder St, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,920 sqft · built 1900
Lot Size	0.097 acres (4,257 sqft)
Owner	Individual Name on File
Last Sale	$90,500 (Jan 2018)
Tax Bill	$4,871 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.52-4-32`

Property Details

APN / Parcel Number

Primary APN	`421500 49.52-4-32`
Alternative APN	`150004905200040320000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,920 sqft Living Area
1st Floor Area	1,101 sqft
2nd Floor Area	819 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	4,257 sqft (0.097 acres)
Lot Dimensions	129 ft deep x 33 ft wide
Garage Type	Carport
Garage Area	369 sqft
Carport	Carport
Carport Area	369 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	215 ELDER ST
City	SCHENECTADY
State	NY
Zip	12304-1221
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD AND CAR PORT
Legal Block	4
Legal Lot Number	32.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2000
Census Tract	20700

Owner

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	215 ELDER ST, SCHENECTADY, NY 12304-1221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 3, 2018 · Amount on Record
Deed Sale	Jan 3, 2018 · Amount on Record
Deed Document Number	2018394
Deed Book / Page	1978 / 880
Record Updated	Jun 8, 2026

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 3, 2018
Property Address	215 ELDER ST, SCHENECTADY, NY 12304-1221
Document Number	0000000394
Book / Page	001978 / 000880
Instrument Date	Dec 21, 2017
Instrument	394
Transaction Type	Transfer
Record Updated	Aug 29, 2018
Title Company	NINE NORTH TITLE AND CLOSING SERVICES, NINE NORTH TITLE & CLOSING SVC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$362.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1587 AVENUE A SCHENECTADY NY 123082222, SCHENECTADY, NY 12308-2222

Mortgage

Document Number	395
Date	Jan 3, 2018
Book Page	004811/000238
Instrument	395

Lender

Name	LENDING UNLIMITED LLC
Type	Funding / Finance Company
Address	GARFIELD, NJ 07026

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2048

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,871.00 (+5.3%)	$93,400 (-) Land $14,000 Building $79,400	$154,661 (+30.82%) Land $23,183 Building $131,478
2023		$93,400 (-) Land $14,000 Building $79,400	$118,228 (+3.8%) Land $17,722 Building $100,506
2022		$93,400 Land $14,000 Building $79,400	$113,902 Land $17,073 Building $96,829
2021	$4,626.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile USA.

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