209 E Warren St, Middlebury, IN 46540 Property Records

Elkhart County property record for 209 E Warren St, Middlebury, IN 46540

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,200 sqft · built 1900
Lot Size	0.122 acres (5,314 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,415 (2024)
Deeds & Mortgages	Mar 2024 Sale Feb 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-10-406-004.000-035`

Property Details

APN / Parcel Number

Primary APN	`20-08-10-406-004.000-035`
Alternative APN	`0810406004035`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Gross Area	1,728 sqft
1st Floor Area	672 sqft
Attic	Attic
Attic Area	1,056 sqft
Basement Area	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,314 sqft (0.122 acres)
Lot Dimensions	177 ft deep x 30 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	40 sqft
Deck Area	Deck Area
Patio Area	120 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	209 E WARREN ST
City	MIDDLEBURY
State	IN
Zip	46540-2210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	MIDDLEBURY ORIG PT LOT 14 15 16 17 BLK 32 (TIF 163)
Legal Subdivision	MIDDLEBURY
Legal Block	32
Legal Lot Number	14
Jurisdiction	ELKHART IN
Township / Civil Division	MIDDLEBURY
Census Block Group	1
Census Block	1038
Census Tract	801

Owner

209 E Warren St is owned and occupied by two individuals who acquired it in March 2024.

Source: Elkhart County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	61602 COUNTY ROAD 133, GOSHEN, IN 46528-6532
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Warranty Deed, Transfer METROPLITAN TITLE, METROPOLITAN TITLE
Feb 1, 2022	Warranty Deed, Transfer MTC
Mar 25, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2024
Deed Sale	Mar 26, 2024
Prior Sale	Feb 1, 2022
Deed Document Number	20244756
Prior Transfer Date	May 20, 2006
Prior Transfer Doc	0200614895
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Mar 26, 2024
Property Address	209 E WARREN ST, MIDDLEBURY, IN 46540-2210
Document Number	0000004756
Map Reference	MB 2 PG 500&501
Instrument Date	Mar 1, 2024
Instrument	2024-04756
Transaction Type	Transfer
Record Updated	Apr 8, 2024
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	61602 COUNTY ROAD 133, GOSHEN, IN 46528-6532

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Feb 1, 2022
Property Address	209 E WARREN ST, MIDDLEBURY, IN 46540-2210
Document Number	0000002355
Map Reference	DD 02 PG 500
Instrument Date	Jan 31, 2022
Instrument	2022-02355
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	MTC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 GREENFIELD DR, MIDDLEBURY, IN 46540-9573

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Mar 25, 2019
Property Address	209 E WARREN ST, MIDDLEBURY, IN 46540-2210
Document Number	0000005474
Map Reference	DD 2 PG 500&501
Instrument Date	Mar 22, 2019
Instrument	2019-05474
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	FIDELITY NATIONAL TTL CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 E WARREN ST, MIDDLEBURY, IN 46540-2210

Mortgage

Document Number	0000005475
Date	Mar 25, 2019
Instrument	2019-05475

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Middlebury Township
Municipality	Middlebury Town
Unified School District	Middlebury Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$124,700 (+3.23%) Land $14,300 Building $110,400	$124,700 (+3.23%) Land $14,300 Building $110,400
2024	$2,415.00	$120,800 (+11.34%) Land $14,300 Building $106,500	$120,800 (+11.34%) Land $14,300 Building $106,500
2023		$108,500 (+11.05%) Land $14,300 Building $94,200	$108,500 (+11.05%) Land $14,300 Building $94,200
2022	$910.00	$97,700 Land $14,300 Building $83,400	$97,700 Land $14,300 Building $83,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 E Warren St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (1993–2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Feb 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 E Warren St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLEBURY WATER DEPARTMENT serves 3,420 people · EPA ID IN5220014
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, New Paris Telephone Company.

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