207 E Warren St, Middlebury, IN 46540 Property Records

Elkhart County property record for 207 E Warren St, Middlebury, IN 46540

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,992 sqft · built 1920
Lot Size	0.317 acres (13,809 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Apr 2022)
Tax Bill	$2,053 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-08-10-406-003.000-035`

Property Details

APN / Parcel Number

Primary APN	`20-08-10-406-003.000-035`
Alternative APN	`0810406003035`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,992 sqft Living Area
1st Floor Area	1,416 sqft
Upper Floors Area	576 sqft
Basement Area	768 sqft
Game Room	Game Room
Flooring	Subfloor

Exterior

Year Built	Built 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	13,809 sqft (0.317 acres)
Lot Dimensions	177 ft deep x 78 ft wide
Garage Type	Detached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Porch
Porch Area	258 sqft
Patio Area	100 sqft
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0810406003035
Old Parcel Number	0810406003035
Street Address	207 E WARREN ST
City	MIDDLEBURY
State	IN
Zip	46540-2210
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	MIDDLEBURY W 60FT N 33FT LOT 14 W 60FT LOTS 15-17 BLK 32 & VAC ALLEY ADJ W & VAC BRISTOL AVE (TIF 163)
Legal Subdivision	MIDDLEBURY W 60FT N 33FT
Legal Block	32
Legal Lot Number	14,15-1 17
Jurisdiction	ELKHART IN
Township / Civil Division	MIDDLEBURY
Census Block Group	1
Census Block	1038
Census Tract	801

Owner

Source: Elkhart County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	207 E WARREN ST, MIDDLEBURY, IN 46540-2210
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF MIDDLEBURY
Apr 20, 2022	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
May 2, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF MIDDLEBURY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2022 · Amount on Record
Deed Sale	Apr 20, 2022 · Amount on Record
Prior Sale	May 2, 2018
Deed Document Number	0000008420
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	207 E WARREN ST, MIDDLEBURY, IN 46540-2210
Transaction Type	Mortgage
Record Updated	Jun 9, 2023
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002492
Date	Feb 2, 2022
Instrument	2022-02492

Lender

Name	FIRST STATE BANK OF MIDDLEBURY
Type	Bank
Address	MIDDLEBURY, IN 46540

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Mar 1, 2023

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Apr 20, 2022
Property Address	207 E WARREN ST, MIDDLEBURY, IN 46540-2210
Document Number	0000008420
Map Reference	PL 2 PG 500&501
Instrument Date	Apr 12, 2022
Instrument	2022-08420
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 E WARREN ST, MIDDLEBURY, IN 46540-2210

Mortgage

Document Number	0000008421
Date	Apr 20, 2022
Instrument	2022-08421

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	May 2, 2018
Property Address	207 E WARREN ST, MIDDLEBURY, IN 46540-2210
Document Number	0000008462
Map Reference	MB2 PG500&501
Instrument Date	Apr 30, 2018
Instrument	2018-08462
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	HAMILTON NATIONAL TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 E WARREN ST, MIDDLEBURY, IN 46540-2210

Mortgage

Document Number	0000008463
Date	May 2, 2018
Instrument	2018-08463

Lender

Name	FIRST STATE BANK OF MIDDLEBURY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Middlebury Township
Municipality	Middlebury Town
Unified School District	Middlebury Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$215,900 (+5.16%) Land $33,400 Building $182,500	$215,900 (+5.16%) Land $33,400 Building $182,500
2024	$2,053.00 (+20.98%)	$205,300 (+8.11%) Land $33,400 Building $171,900	$205,300 (+8.11%) Land $33,400 Building $171,900
2023		$189,900 (+19.43%) Land $33,400 Building $156,500	$189,900 (+19.43%) Land $33,400 Building $156,500
2022	$1,697.00 Homeowner's exemption	$159,000 Land $33,400 Building $125,600	$159,000 Land $33,400 Building $125,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (1993–2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Feb 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLEBURY WATER DEPARTMENT serves 3,420 people · EPA ID IN5220014
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, New Paris Telephone Company.

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