109 E Warren St, Middlebury, IN 46540 Property Records

Elkhart County property record for 109 E Warren St, Middlebury, IN 46540

Property Summary

Property TypeCommercial Office
Details1,650 sqft · built 1900
Lot Size0.039 acres (1,742 sqft)
OwnerCompany Name on File
Tax Bill$1,763 (2024)
Flood ZoneZone X (minimal risk)
APN20-08-10-405-005.000-035

Property Details

APN / Parcel Number

Primary APN20-08-10-405-005.000-035
Alternative APN
  • 0810405005035

Interior

Stories1 Story
Building Area1,650 sqft Total Area

Exterior

Year BuiltBuilt 1900
Exterior MaterialBrick
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area1,742 sqft (0.039 acres)

Utilities, Heating & Cooling

Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number0810405005035
Old Parcel Number0810405005035
Street Address109 E WARREN ST
CityMIDDLEBURY
StateIN
Zip46540-2211
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Local Zoning CodeZO01
Legal DescriptionMIDDLEBURY ORIG 23X75FT N PT LOT 9 BLK 31 (TIF 163)
Legal SubdivisionMIDDLEBURY ORIG 23X75FT N PT
Legal Block31
Legal Lot Number9
JurisdictionELKHART IN
Township / Civil DivisionMIDDLEBURY
Census Block Group1
Census Block1039
Census Tract801

Owner

109 E Warren St, a commercial property, is owned by a company that acquired it in August 2007.

Source: Elkhart County records, as of March 5, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 1241, MIDDLEBURY, IN 46540-1241
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 2, 2007
Deed SaleAug 2, 2007
Prior SaleAug 2, 2007
Deed Document Number2007-21314
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyElkhart County
County SubdivisionMiddlebury Township
MunicipalityMiddlebury Town
Unified School DistrictMiddlebury Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$81,000 (+14.89%) Land $2,800 Building $78,200$81,000 (+14.89%) Land $2,800 Building $78,200
2024$1,763.00$70,500 (+20.1%) Land $2,800 Building $67,700$70,500 (+20.1%) Land $2,800 Building $67,700
2023$58,700 (-14.8%) Land $2,800 Building $55,900$58,700 (-14.8%) Land $2,800 Building $55,900
2022$1,810.00$68,900 Land $2,800 Building $66,100$68,900 Land $2,800 Building $66,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 E Warren St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims4 (1993–2018)
Claims Outside the SFHA1 of 4
Most Recent ClaimFeb 2018 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Feb 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 E Warren St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMIDDLEBURY WATER DEPARTMENT
serves 3,420 people · EPA ID IN5220014
Water SourceGroundwater
Last State InspectionJul 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, New Paris Telephone Company.

Nearby Properties on E Warren St

Nearby Streets

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