209 E Oak St, Cedar Bluffs, NE 68015 Property Records

Saunders County property record for 209 E Oak St, Cedar Bluffs, NE 68015 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,812 sqft · built 1897
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Nov 2024)
Tax Bill	$4,042 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2393-34-4-02070-002-8000`

Property Details

APN / Parcel Number

Primary APN	`2393-34-4-02070-002-8000`
Alternative APN	`005028000`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,812 sqft Living Area
1st Floor Area	916 sqft
Basement Area	916 sqft
Finished Basement	916 sqft
Unfinished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1897
Effective Year Built	Effective 1897
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	152 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	252 sqft
Deck Area	Deck Area
Patio Area	192 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	209 E OAK ST
City	CEDAR BLUFFS
State	NE
Zip	68015-3012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 60' LOT 2 BLK 2 WHITNEYS ADDITION CEDAR BLUFFS; MAP NUMBER: 2393-34-4-02070-002-8000
Legal Range	07
Legal Township	17
Legal Section	34
Legal Subdivision	CEDAR BLUFFS-WHITNEYS
Legal Block	2
Legal Lot Number	2
Jurisdiction	SAUNDERS NE
Township / Civil Division	NORTH CEDAR
Census Block Group	3
Census Block	3101
Census Tract	968100

Owner

Source: Saunders County records · APN 2393-34-4-02070-002-8000

Assessment roll updated June 2, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	209 E OAK ST, CEDAR BLUFFS, NE 68015-3012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2023	Deed of Trust, Mortgage · Line of Credit CENTRIS FCU
May 29, 2020	Warranty Deed, Transfer · VA Mortgage CENTRIS FCU
Jul 14, 2017	Deed of Trust, Transfer FIRSTBANK OF NE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 25, 2024 · Amount on Record
Deed Sale	Nov 25, 2024 · Amount on Record
Prior Sale	May 29, 2020 · Amount on Record
Deed Document Number	2024267
Deed Book / Page	613 / 1184
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	209 E OAK ST, CEDAR BLUFFS, NE 68015-3012
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005920560
Date	Mar 15, 2023
Book Page	592/560
Instrument	2023-02-184

Lender

Name	CENTRIS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 14, 2043

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAUNDERS NE
Recording Date	May 29, 2020
Property Address	209 E OAK ST, CEDAR BLUFFS, NE 68015-3012
Document Number	0005351330
Book / Page	535 / 1330
Instrument Date	May 21, 2020
Instrument	2020-05-545
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	DODGE COUNTY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$328.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005351331
Date	May 29, 2020
Book Page	535/1331
Instrument	2020-05-546

Lender

Name	CENTRIS FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2050

Interest

Rate Type	Fixed Rate

July 2017: Deed of Trust, Transfer

Document Type	Deed of Trust
Jurisdiction	SAUNDERS NE
Property Address	209 E OAK ST, CEDAR BLUFFS, NE 68015-3012
Document Number	0004920286
Book / Page	000492 / 000286
Instrument Date	Jul 14, 2017
Transaction Type	Transfer
Record Updated	Jan 03, 2018

Transaction

Additional	Arm's Length

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	209 E OAK ST CEDAR BLUFFS NE 680153012, CEDAR BLUFFS, NE 68015-3012

Mortgage

Document Number	0004920286
Date	Jul 14, 2017
Book Page	000492/000286
Instrument	141

Lender

Name	FIRSTBANK OF NE
Type	Bank
Address	WAHOO, NE 68066

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2047

Tax Assessment & Valuation

Source: Saunders County records · Assessment roll updated June 2, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Cedar Bluffs Village
County	Saunders County
County Subdivision	North Cedar Township
Unified School District	Cedar Bluffs Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,042.00 (+56.06%)	$294,725 (+113.01%) Land $18,240 Building $276,485	$294,725 (+113.01%) Land $18,240 Building $276,485
2023	$2,590.00	$138,361 Land $18,240 Building $120,121	$138,361 Land $18,240 Building $120,121

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saunders County (31155C), updated January 3, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 311559681003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Nearby Flood Policies	12 in force
Nearby Flood Claims	15 (1980–2019)
Most Recent Claim	Mar 2019, river or lake flooding, Severe Storms And Flooding
Claims By Storm	Severe Storms And Flooding, Mar 2019 · 4 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
AMG Technology Investment Group	Fixed Wireless (unlicensed)	300 / 100
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

May also be available at this address: Uniti Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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