Saunders County property record for 203 E Oak St, Cedar Bluffs, NE 68015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,138 sqft · built 1913 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $58,000 (Oct 2017) |
| Tax Bill | $2,070 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2393-34-4-02070-002-9000 |
| Primary APN | 2393-34-4-02070-002-9000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,138 sqft Living Area |
| 1st Floor Area | 225 sqft |
| Basement Area | 449 sqft |
| Finished Basement | 449 sqft |
| Unfinished Basement | 322 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 27,007 sqft (0.62 acres) |
| Garage Type | Detached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | Deck Area |
| Patio Area | 36 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 203 E OAK ST |
|---|---|
| City | CEDAR BLUFFS |
| State | NE |
| Zip | 68015-3012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE-FAM |
| Legal Description | LOT 4 BLK 2 WHITNEYS ADDITION CEDAR BLUFFS; MAP NUMBER: 2393-34-4-02070-002-9000 |
| Legal Range | 07 |
| Legal Township | 17 |
| Legal Section | 34 |
| Legal Subdivision | CEDAR BLUFFS-WHITNEYS |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | SAUNDERS NE |
| Township / Civil Division | NORTH CEDAR |
| Census Block Group | 3 |
| Census Block | 3101 |
| Census Tract | 968100 |
Source: Saunders County records · APN 2393-34-4-02070-002-9000
Assessment roll updated June 2, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 203 E OAK ST, CEDAR BLUFFS, NE 68015-3012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK & TRUST CO |
| May 15, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage SECURITY FIRST BANK |
| Oct 03, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Oct 02, 2017 | Personal Representative Deed, Transfer · Conventional Mortgage FIRST STATE BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 02, 2017 · Amount on Record |
| Deed Sale | Oct 02, 2017 · Amount on Record |
| Deed Document Number | 201710009 |
| Deed Book / Page | 495 / 490 |
| Last Transfer Date | May 02, 2020 |
| Transfer Doc | 0000005266 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUNDERS NE |
| Property Address | 203 E OAK ST, CEDAR BLUFFS, NE 68015-3012 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0005050578 |
|---|---|
| Date | Jun 18, 2018 |
| Book Page | 505/578 |
| Instrument | 2018-06-245 |
| Name | FIRST STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAUNDERS NE |
| Recording Date | May 15, 2020 |
| Property Address | 203 E OAK ST, CEDAR BLUFFS, NE 68015-3012 |
| Document Number | 0005341317 |
| Book / Page | 534 / 1317 |
| Instrument Date | May 02, 2020 |
| Instrument | 2020-05-266 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0005341318 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 534/1318 |
| Instrument | 2020-05-267 |
| Name | SECURITY FIRST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 01, 2040 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAUNDERS NE |
| Recording Date | Oct 03, 2017 |
| Property Address | 203 E OAK ST, CEDAR BLUFFS, NE 68015-3012 |
| Document Number | 0004951037 |
| Book / Page | 000495 / 001037 |
| Instrument Date | Sep 28, 2017 |
| Instrument | 37 |
| Transaction Type | Transfer |
| Record Updated | Jan 08, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | SAUNDERS NE |
| Recording Date | Oct 02, 2017 |
| Property Address | 203 E OAK ST, CEDAR BLUFFS, NE 68015-3012 |
| Document Number | 0004950490 |
| Book / Page | 495 / 490 |
| Instrument Date | Sep 07, 2017 |
| Instrument | 2017-10-009 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0004950491 |
|---|---|
| Date | Oct 02, 2017 |
| Book Page | 495/491 |
| Instrument | 2017-10-010 |
| Name | FIRST STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 01, 2018 |
| Rate Type | Fixed Rate |
|---|
Source: Saunders County records · Assessment roll updated June 2, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Nebraska |
| Municipality | Cedar Bluffs Village |
| County | Saunders County |
| County Subdivision | North Cedar Township |
| Unified School District | Cedar Bluffs Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,070.00 (-18.08%) | $150,964 (+11.82%) Land $24,214 Building $126,750 | $150,964 (+11.82%) Land $24,214 Building $126,750 |
| 2023 | $2,527.00 | $135,003 Land $24,214 Building $110,789 | $135,003 Land $24,214 Building $110,789 |
Source: FEMA National Flood Hazard Layer as of January 3, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 15 (1980–2019) |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AMG Technology Investment Group Fixed Wireless | 300 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
Based on FCC filings for 258 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VILLAGE OF CEDAR BLUFFS serves 600 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures