Saunders County property record for 206 E Oak St, Cedar Bluffs, NE 68015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,560 sqft · built 2024 |
| Lot Size | 0.56 acres (24,394 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,561 (2025) |
| Deeds & Mortgages | May 2024 Construction Loan Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 2393-34-4-02070-001-5500 |
| Primary APN | 2393-34-4-02070-001-5500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,230 sqft |
| Basement Area | 1,560 sqft |
| Finished Basement | 1,560 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 24,394 sqft (0.56 acres) |
| Lot Dimensions | 152 ft deep x 160 ft wide |
| Garage Type | Attached |
| Garage Area | 784 sqft |
| Porch | Porch |
| Porch Area | 214 sqft |
| Patio Area | 70 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 206 E OAK ST |
|---|---|
| City | CEDAR BLUFFS |
| State | NE |
| Zip | 68015-3012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE-FAM |
| Legal Description | LOT 8 & E 40' LOT 7 BLK 1 WHITNEYS ADDITION CEDAR BLUFFS; MAP NUMBER: 2393-34-4-02070-001-5500 |
| Legal Range | 07 |
| Legal Township | 17 |
| Legal Section | 34 |
| Legal Subdivision | CEDAR BLUFFS-WHITNEYS |
| Legal Block | 1 |
| Legal Lot Number | 7-8 |
| Jurisdiction | SAUNDERS NE |
| Township / Civil Division | NORTH CEDAR |
| Census Block Group | 3 |
| Census Block | 3082 |
| Census Tract | 968100 |
Source: Saunders County records · APN 2393-34-4-02070-001-5500
Assessment roll updated June 2, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 206 E OAK ST, CEDAR BLUFFS, NE 68015-3012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 07, 2024 | Deed of Trust, Mortgage · Construction Mortgage MIDWEST BANK |
| Mar 29, 2022 | Warranty Deed, Transfer · Conventional Mortgage BANK OF PRAGUE |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUNDERS NE |
| Property Address | 206 E OAK ST, CEDAR BLUFFS, NE 68015-3012 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2026 |
| Name | Verified Name |
|---|---|
| Address | 531 W 16TH ST, WAHOO, NE 68066-1154 |
| Document Number | 0006060030 |
|---|---|
| Date | May 07, 2024 |
| Book Page | 606/30 |
| Instrument | 2024-05-089 |
| Name | MIDWEST BANK |
|---|---|
| Type | Bank |
| Address | YORK, NE 68467 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 01, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAUNDERS NE |
| Recording Date | Mar 29, 2022 |
| Property Address | 206 E OAK ST, CEDAR BLUFFS, NE 68015-3012 |
| Document Number | 0005780181 |
| Book / Page | 578 / 181 |
| Instrument Date | Mar 17, 2022 |
| Instrument | 2022-03-426 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $96.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 206 E OAK ST, CEDAR BLUFFS, NE 68015-3012 |
| Document Number | 0202203494 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 2022-03-494 |
| Name | BANK OF PRAGUE |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 55 Months |
| Due | Oct 23, 2026 |
| Rate Type | Fixed Rate |
|---|
Source: Saunders County records · Assessment roll updated June 2, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Nebraska |
| Municipality | Cedar Bluffs Village |
| County | Saunders County |
| County Subdivision | North Cedar Township |
| Unified School District | Cedar Bluffs Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,561.00 (+1,161%) | $405,452 (+1,619.47%) Land $23,580 Building $381,872 | $405,452 (+1,619.47%) Land $23,580 Building $381,872 |
| 2023 | $441.00 | $23,580 Land $23,580 | $23,580 Land $23,580 |
Source: FEMA National Flood Hazard Layer as of January 3, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 15 (1980–2019) |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of Nebraska |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AMG Technology Investment Group Fixed Wireless | 300 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
Based on FCC filings for 258 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VILLAGE OF CEDAR BLUFFS serves 600 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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