Rowan County property record for 209 E Main St, Cleveland, NC 27013
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 682 sqft · built 1940 |
| Lot Size | 1.95 acres (84,942 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $32,000 (Jul 1995) |
| Tax Bill | $748 (2026) |
| Deeds & Mortgages | Jan 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 251 02401 |
| Primary APN | 251 02401 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 682 sqft Living Area |
| 1st Floor Area | 682 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 84,942 sqft (1.95 acres) |
| Lot Dimensions | 540 ft deep x 90 ft wide |
| Porch | Porch |
| Porch Area | 80 sqft |
| Storage Building | Storage Building |
| Heating System | Radiant |
|---|
| Street Address | 209 E MAIN ST |
|---|---|
| City | CLEVELAND |
| State | NC |
| Zip | 27013-8412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15:SINGLE |
| Legal Description | 1.95AC |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 51904 |
Source: Rowan County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 213, CLEVELAND, NC 27013-0213 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 12, 1995 · Amount on Record |
| Deed Sale | Jul 12, 1995 · Amount on Record |
| Deed Book / Page | 754 / 375 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 209 E MAIN ST, CLEVELAND, NC 27013-8412 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0013920957 |
|---|---|
| Date | Jan 12, 2022 |
| Book Page | 1392/957 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 20, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Cleveland Town |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $748.00 | $85,013 (-) Land $33,600 Building $51,413 | $85,013 (-) Land $33,600 Building $51,413 |
| 2025 | $748.00 | $85,013 (-) Land $33,600 Building $51,413 | |
| 2023 | $748.00 | $85,013 Land $33,600 Building $51,413 | $85,013 Land $33,600 Building $51,413 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLEVELAND serves 872 people · EPA ID NC0180050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications, T-Mobile.
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