212 E Main St, Cleveland, NC 27013 Property Records

Rowan County property record for 212 E Main St, Cleveland, NC 27013

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,195 sqft · built 1950
Lot Size	0.32 acres (13,724 sqft)
Owner	Individual Name on File
Last Sale	$262,000 (May 2026)
Tax Bill	$1,079 (2026)
Deeds & Mortgages	Sep 2025 Construction Loan May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`251 087`

Property Details

APN / Parcel Number

Primary APN	`251 087`
Alternative APN	`16337`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,195 sqft Living Area
1st Floor Area	1,195 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Lot Area	13,724 sqft (0.32 acres)
Lot Dimensions	188 ft deep x 73 ft wide
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	30 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	212 E MAIN ST
City	CLEVELAND
State	NC
Zip	27013-8412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15:SINGLE
Jurisdiction	ROWAN NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2026
Census Tract	51904

Owner

212 E Main St is owned and occupied by an individual who bought it in May 2026.

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	212 E MAIN ST, CLEVELAND, NC 27013-8412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2025	Deed of Trust, Mortgage · Construction Mortgage LOAN MOUNTAIN INVESTMENTS SUB REIT LLC
May 21, 2026	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Mar 12, 2026	Warranty Deed, Transfer · Commercial Mortgage EASY STREET CAPITAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on File
Deed Sale	May 21, 2026 · Amount on File
Prior Sale	Mar 12, 2026 · Amount on File
Deed Book / Page	1483 / 555
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	212 E MAIN ST, CLEVELAND, NC 27013-8412
Transaction Type	Mortgage
Record Updated	Jun 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 TORRENCE CIR, DAVIDSON, NC 28036-9401

Mortgage

Document Number	0014680360
Date	Sep 4, 2025
Book Page	1468/360

Lender

Name	LOAN MOUNTAIN INVESTMENTS SUB REIT LLC
Address	CHARLOTTE, NC 28210

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	7 Months
Due	Apr 1, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	May 21, 2026
Property Address	212 E MAIN ST, CLEVELAND, NC 27013-8412
Document Number	1483000555
Book / Page	1483 / 555
Instrument Date	May 19, 2026
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	NOLA TITLE COMPANY LLC, MAGNOLIA TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52,924.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	212 E MAIN ST, CLEVELAND, NC 27013-8412

Mortgage

Document Number	1483000556,
Date	May 21, 2026
Book Page	1483/556

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Mar 12, 2026
Property Address	212 E MAIN ST, CLEVELAND, NC 27013-8412
Document Number	0014780970
Book / Page	1478 / 970
Instrument Date	Mar 12, 2026
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	184 GABRIEL DR, MOORESVILLE, NC 28115-9400

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 GLADSTONE RD, MOCKSVILLE, NC 27028-5236

Mortgage

Document Number	0001478971
Date	Mar 12, 2026
Instrument	1478/971

Lender

Name	EASY STREET CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 212 E Main St was $1,079.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Cleveland Town
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,079.00	$122,662 (-) Land $14,000 Building $108,662	$122,662 Land $14,000 Building $108,662
2025	$1,079.00	$122,662 Land $14,000 Building $108,662
2023	$1,079.00	$122,662 Land $14,000 Building $108,662	$122,662 Land $14,000 Building $108,662

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 212 E Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 212 E Main St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLEVELAND serves 872 people · EPA ID NC0180050
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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