201 E Main St, Cleveland, NC 27013 Property Records

Rowan County property record for 201 E Main St, Cleveland, NC 27013

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,068 sqft · built 1900
Lot Size	0.52 acres (22,638 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Feb 2020)
Tax Bill	$2,712 (2026)
Deeds & Mortgages	Oct 2021 Line of Credit Feb 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`251 028`

Property Details

APN / Parcel Number

Primary APN	`251 028`
Alternative APN	`502770000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,068 sqft Living Area
1st Floor Area	1,784 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Lot Area	22,638 sqft (0.52 acres)
Lot Dimensions	231 ft deep x 98 ft wide
Garage Type	Detached
Garage Area	1,200 sqft

Exterior Amenities

Porch	Porch
Porch Area	370 sqft
Deck Area	330 sqft
Lean-To	Lean-To
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	201 E MAIN ST
City	CLEVELAND
State	NC
Zip	27013-8412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15:SINGLE
Jurisdiction	ROWAN NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2004
Census Tract	51904

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	201 E MAIN ST, CLEVELAND, NC 27013-8412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed of Trust, Mortgage · Line of Credit UNITED FCU
Feb 20, 2020	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2020 · Amount on Record
Deed Sale	Feb 20, 2020 · Amount on Record
Deed Book / Page	1343 / 792
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	201 E MAIN ST, CLEVELAND, NC 27013-8412
Transaction Type	Mortgage
Record Updated	Oct 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013860485
Date	Oct 15, 2021
Book Page	1386/485

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 25, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Feb 20, 2020
Property Address	201 E MAIN ST, CLEVELAND, NC 27013-8412
Document Number	0013430792
Book / Page	001343 / 000792
Instrument Date	Feb 20, 2020
Transaction Type	Transfer
Record Updated	Mar 9, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$340.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	201 E MAIN ST CLEVELAND NC 270138412, CLEVELAND, NC 27013-8412

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Cleveland Town
County	Rowan County
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,712.00	$308,269 (-) Land $30,800 Building $277,469	$308,269 (-) Land $30,800 Building $277,469
2023	$2,712.00	$308,269 Land $30,800 Building $277,469	$308,269 Land $30,800 Building $277,469

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLEVELAND serves 872 people · EPA ID NC0180050
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, T-Mobile.

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