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201 E 2nd St, Saint Jacob, IL 62281 Property Records

Madison County property record for 201 E 2nd St, Saint Jacob, IL 62281

Property Summary

Property TypeRural Home
Details3 bd · 4 ba · 810 sqft · built 1909
Lot Size0.344 acres (15,000 sqft)
OwnerIndividual Name on File
Tax Bill$4,425 (2025)
Deeds & MortgagesOct 2020 Construction Loan
Sep 2019 Line of Credit
APN05-2-23-09-20-404-003

Property Details

APN / Parcel Number

Primary APN05-2-23-09-20-404-003

Interior

Bedrooms3 Beds
Full Baths4 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area810 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1920
Architectural StyleConventional
Exterior MaterialVinyl
Construction TypeFrame
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage TypeAttached
Garage Area280 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address201 E 2ND ST
CitySAINT JACOB
StateIL
Zip62281-1096
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionORIGINAL TOWN LOT 9-10 100X150
Legal SubdivisionORIGINAL TOWN
Legal Lot Number9-10
JurisdictionMADISON IL
Township / Civil DivisionST. JACOB
Census Block Group4
Census Block4045
Census Tract403702

Owner

Source: Madison County records · APN 05-2-23-09-20-404-003

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 432, SAINT JACOB, IL 62281-0432
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 09, 2020Deed of Trust, Mortgage · Construction Mortgage
FCB BANKS
Sep 05, 2019Trustee's Deed, Construction Loan · Line of Credit
FCB BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON IL
Property Address201 E 2ND ST, SAINT JACOB, IL 62281-1096
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyABSTRACTS & TITLES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036346
DateOct 09, 2020
Instrument2020R36346
Lender
NameFCB BANKS
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

September 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMADISON IL
Recording DateSep 05, 2019
Property Address201 E 2ND ST, SAINT JACOB, IL 62281-1096
Instrument DateAug 22, 2019
Instrument28450
Transaction TypeConstruction Loan
Record UpdatedSep 13, 2019
Title CompanyABSTRACTS AND TITLES INC, ABSTRACTS & TITLES INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address201 E 2ND ST SAINT JACOB IL ST JACOB IL 62281, ST JACOB, IL 62281

Mortgage

Document Number0000028450
DateSep 05, 2019
Instrument28450
Lender
NameFCB BK
TypeBank
AddressMARYVILLE, IL 62062
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMadison County
County SubdivisionSt. Jacob Township
MunicipalitySt. Jacob Village
Unified School DistrictTriad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,425.00 (+9.69%)$67,360 (+123.49%) Land $11,860 Building $55,500$202,080 (+123.27%) Land $35,580 Building $166,500
2024$4,034.00 (+114.12%)
2022$1,884.00$30,140 Land $10,100 Building $20,040$90,510 Land $30,330 Building $60,180

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2013 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Progressive Voice & Data
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Wisper ISP.

Based on FCC filings for 256 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemST JACOB
serves 2,008 people
Water SourcePurchased surface water from several systems
Last State InspectionJul 2023
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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