Schenectady County and Glenville Town property record for 209 1st St, Scotia, NY 12302
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,055 sqft · built 1901 |
| Lot Size | 0.224 acres (9,768 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $8,339 (2026) |
| Deeds & Mortgages | Jun 2022 Line of Credit May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422201 38.28-2-45 |
| Primary APN | 422201 38.28-2-45 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,055 sqft Living Area |
| 1st Floor Area | 1,419 sqft |
| 2nd Floor Area | 636 sqft |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1901 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,768 sqft (0.224 acres) |
| Lot Dimensions | 148 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 36 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | A03314 |
|---|---|
| Street Address | 209 1ST ST |
| City | SCHENECTADY |
| State | NY |
| Zip | 12302-2003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | SCOTIA HIGHLANDS L 8-9 H2LG |
| Legal Subdivision | SCOTIA HIGHLANDS TRACT |
| Legal Block | 2 |
| Legal Lot Number | 45.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | GLENVILLE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 32200 |
209 1st St is owned and occupied by an individual who acquired it in June 2015.
Source: Schenectady County and Glenville Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 209 1ST ST, SCHENECTADY, NY 12302-2003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2022 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| May 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| May 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Feb 21, 2018 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2015 |
| Deed Sale | Jun 23, 2015 |
| Prior Sale | Aug 30, 2000 · Amount on File |
| Deed Document Number | 201528028 |
| Deed Book / Page | 1917 / 70 |
| Prior Transfer Date | May 22, 2015 |
| Prior Transfer Doc | 0000028028 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 209 1ST ST, SCHENECTADY, NY 12302-2003 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 209 1ST ST, SCHENECTADY, NY 12302-2003 |
| Document Number | 0000033062 |
|---|---|
| Date | Jun 23, 2022 |
| Book Page | 5236/406 |
| Instrument | 202233062 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 22, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 209 1ST ST, SCHENECTADY, NY 12302-2003 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 209 1ST ST, SCOTIA, NY 12302-2003 |
| Document Number | 0000024139 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 5102/600 |
| Instrument | 202124139 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 209 1ST ST, SCHENECTADY, NY 12302-2003 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 209 1ST ST, SCOTIA, NY 12302-2003 |
| Document Number | 0000024140 |
|---|---|
| Date | May 25, 2021 |
| Book Page | 5102/617 |
| Instrument | 202124140 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 209 1ST ST, SCHENECTADY, NY 12302-2003 |
| Document Number | 0000010464 |
| Instrument Date | Feb 21, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 209 1ST ST SCHENECTADY NY 123022003, SCHENECTADY, NY 12302-2003 |
| Document Number | 0000010464 |
|---|---|
| Date | Mar 12, 2018 |
| Book Page | 004823/000843 |
| Instrument | 10464 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | BUFFALO, NY 14240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 11, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 209 1st St was $8,339 with a homeowner's exemption, up 2.6% from the year before.
Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Glenville Town |
| Municipality | Scotia Village |
| Unified School District | Scotia-Glenville Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,339.00 (+2.56%) Homeowner's exemption | ||
| 2025 | $8,131.00 | $159,500 Land $16,500 Building $143,000 | $290,000 Land $30,000 Building $260,000 |
| 2023 | $159,500 Land $16,500 Building $143,000 | $234,559 Land $24,265 Building $210,294 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 209 1st St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 209 1st St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCOTIA VILLAGE WATER WORKS serves 12,800 people · EPA ID NY4600071 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Jan 2021 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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