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202 1st St, Scotia (Schenectady), NY 12302 Property Records

Schenectady County and Glenville Town property record for 202 1st St, Scotia, NY 12302

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,349 sqft · built 1930
Lot Size0.091 acres (4,000 sqft)
OwnerIndividual Name on Record
Last Sale$253,000 (Apr 2024)
Tax Bill$7,058 (2026)
Deeds & MortgagesApr 2024 Sale & Mortgage
Aug 2023 Sale & Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN422201 38.28-1-79

Property Details

APN / Parcel Number

Primary APN422201 38.28-1-79
Alternative APNs
  • 220103802800010790000000
  • A03418

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,349 sqft Living Area
1st Floor Area699 sqft
2nd Floor Area650 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area4,000 sqft (0.091 acres)
Lot Dimensions100 ft deep x 40 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area120 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberA03418
Street Address202 1ST ST
CitySCHENECTADY
StateNY
Zip12302-2004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionSCOTIA HIGHLANDS = 1 L53 HLG SEELEY 75% BICKFORD 25%
Legal SubdivisionMAP #1 SCOTIA HIGHLANDS
Legal Block1
Legal Lot Number79.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionGLENVILLE
Census Block Group1
Census Block1027
Census Tract32200

Owner

Source: Schenectady County and Glenville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address202 1ST ST, SCHENECTADY, NY 12302-2004
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 4, 2024Warranty Deed, Transfer · Conventional Mortgage
HOMESTEAD FUNDING CORP
Aug 31, 2023Bargain and Sale Deed, Transfer · Line of Credit
BERNARD J DUNCAN
Mar 7, 2023Referee's Deed, Foreclosure
STEWART TITLE
Nov 3, 2017Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 4, 2024 · Amount on Record
Deed SaleApr 4, 2024 · Amount on Record
Prior SaleAug 31, 2023 · Amount on Record
Deed Document Number202419834
Deed Book / Page2128 / 237
Prior Transfer DateFeb 14, 2023
Prior Transfer Doc0000013051
Record UpdatedOct 29, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateApr 4, 2024
Property Address202 1ST ST, SCHENECTADY, NY 12302-2004
Document Number0000019834
Book / Page2128 / 237
Map ReferenceCAB B MAP 149
Instrument DateFeb 29, 2024
Instrument202419834
Transaction TypeTransfer
Record UpdatedApr 23, 2024
Title CompanyCATIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,012.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5222 CHESTNUT DR, SCHENECTADY, NY 12303-5047

Transferred To (Grantee/Buyer)

NameVerified Name
Address2143 ELLIS AVE # 1, 1, BRONX, NY 10462-4706

Mortgage

Document Number0000019835
DateApr 4, 2024
Book Page5366/230
Instrument202419835
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueMar 1, 2054
Interest
Rate TypeAdjustable Rate
Rate6.25%
Type Change DateMar 1, 2031
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change11.2%
IndexSOFR Average 30-Day
Margin3
Max Rate11.2%

August 2023: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionSCHENECTADY NY
Recording DateAug 31, 2023
Property Address202 1ST ST, SCHENECTADY, NY 12302-2004
Document Number0000049600
Book / Page2114 / 869
Instrument DateAug 8, 2023
Instrument202349600
Transaction TypeTransfer
Record UpdatedSep 19, 2023
Title CompanyMARATHON TITLE AGENCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$628.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

NameVerified Name
Address5222 CHESTNUT DR, SCHENECTADY, NY 12303-5047

Mortgage

Document Number0000049601
DateAug 31, 2023
Book Page5327/428
Instrument202349601
Lender
NameBERNARD J DUNCAN
TypePrivate Party
Address440 NEW KARNER RD, ALBANY, NY 12205
Agreement
TypeLine of Credit
AmountAmount Recorded

March 2023: Referee's Deed, Foreclosure

Document TypeReferee's Deed
JurisdictionSCHENECTADY NY
Recording DateMar 7, 2023
Property Address202 1ST ST, SCHENECTADY, NY 12302-2004
Document Number0000013051
Book / Page2103 / 904
Instrument DateFeb 14, 2023
Instrument202313051
Transaction TypeForeclosure
Record UpdatedMar 23, 2023
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name
Address340 BROADWAY STE 3, 3, SARATOGA SPRINGS, NY 12866-3178

Transferred To (Grantee/Buyer)

NameVerified Name
Address3401 WEST END AVE STE 760W, 760W, NASHVILLE, TN 37203-1042

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address202 1ST ST, SCHENECTADY, NY 12302-2004
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000050073
DateNov 3, 2017
Book Page4798/470
Instrument201750073
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionGlenville Town
MunicipalityScotia Village
Unified School DistrictScotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,058.00 (+12.55%)
2025$6,271.00$135,000 (+9.76%) Land $14,700 Building $120,300$245,455 (+35.7%) Land $26,727 Building $218,728
2023$123,000 (-) Land $14,700 Building $108,300$180,882 (+10.29%) Land $21,618 Building $159,264
2022$123,000 Land $14,700 Building $108,300$164,000 Land $19,600 Building $144,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCOTIA VILLAGE WATER WORKS
serves 12,800 people · EPA ID NY4600071
Water SourceGroundwater
Last State InspectionSep 2025
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Jan 2021
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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