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203 1st St, Scotia (Schenectady), NY 12302 Property Records

Schenectady County and Glenville Town property record for 203 1st St, Scotia, NY 12302

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,155 sqft · built 1910
Lot Size0.224 acres (9,768 sqft)
OwnerIndividual Name on Record
Last Sale$195,000 (May 2022)
Tax Bill$5,458 (2026)
Deeds & MortgagesMay 2022 Sale & Mortgage
Jun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN422201 38.28-2-47

Property Details

APN / Parcel Number

Primary APN422201 38.28-2-47
Alternative APNs
  • 220103802800020470000000
  • A03312

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,155 sqft Living Area
1st Floor Area660 sqft
Upper Floors Area495 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleTraditional
Exterior MaterialWood
Lot Area9,768 sqft (0.224 acres)
Lot Dimensions148 ft deep x 66 ft wide
PorchPorch
Porch Area154 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account NumberA03312
Street Address203 1ST ST
CitySCHENECTADY
StateNY
Zip12302-2003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRES
Legal DescriptionSCOTIA HIGHLANDS=1 L6 P15 HL
Legal Block2
Legal Lot Number47.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionGLENVILLE
Census Block Group3
Census Block3003
Census Tract32200

Owner

Source: Schenectady County and Glenville Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address203 1ST ST, SCHENECTADY, NY 12302-2003
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2022Warranty Deed, Transfer · Conventional Mortgage
SUNMARK FCU
Jun 7, 2017Warranty Deed, Transfer · FHA Mortgage
MB FINANCIAL BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 10, 2022 · Amount on Record
Deed SaleMay 10, 2022 · Amount on Record
Deed Document Number202224643
Deed Book / Page2084 / 366
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMay 10, 2022
Property Address203 1ST ST, SCOTIA, NY 12302-2003
Document Number0000024643
Book / Page2084 / 366
Instrument DateApr 22, 2022
Instrument202224643
Transaction TypeTransfer
Record UpdatedMay 24, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$780.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address203 1ST ST, 203, SCOTIA, NY 12302-2003

Transferred To (Grantee/Buyer)

NameVerified Name
Address4029 RIVER RD, NISKAYUNA, NY 12309-1518

Mortgage

Document Number0000024645
DateMay 10, 2022
Instrument202224645
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2052

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJun 7, 2017
Property Address203 1ST ST, SCOTIA, NY 12302-2003
Document Number0000025132
Book / Page1964 / 314
Map ReferenceMB 1081 PG 623
Instrument DateJun 2, 2017
Instrument201725132
Transaction TypeTransfer
Record UpdatedMay 10, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address203 1ST ST, 203, SCHENECTADY, NY 12302-2003

Transferred To (Grantee/Buyer)

NameVerified Name
Address1184 PARKWOOD BLVD, SCHENECTADY, NY 12308-2502

Mortgage

Document Number0000025134
DateJun 7, 2017
Instrument201725134
Lender
NameMB FINANCIAL BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Schenectady County and Glenville Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionGlenville Town
MunicipalityScotia Village
Unified School DistrictScotia-Glenville Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,458.00 (+2.56%)
2025$5,322.00$104,400 (-) Land $16,400 Building $88,000$189,818 (+23.64%) Land $29,818 Building $160,000
2023$104,400 Land $16,400 Building $88,000$153,529 Land $24,118 Building $129,411

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCOTIA VILLAGE WATER WORKS
serves 12,800 people · EPA ID NY4600071
Water SourceGroundwater
Last State InspectionSep 2025
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Jan 2021
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 821 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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