20899 N 1400th St, Effingham, IL 62401 Property Records

Effingham County property record for 20899 N 1400th St, Effingham, IL 62401

Property Summary

Property TypeSingle Family Home
Details1 bd · 1,600 sqft · built 2012
Lot Size5.86 acres (255,262 sqft)
OwnerIndividual Name on Record
Last Sale$49,800 (May 2004)
Tax Bill$4,246 (2025)
Deeds & MortgagesMar 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-27-020-022

Property Details

APN / Parcel Number

Primary APN03-27-020-022

Interior

Bedrooms1 Bed
Stories1 Story
Building Area1,600 sqft Base Area
1st Floor Area1,600 sqft
Basement Area1,600 sqft
Unfinished Basement1,600 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleMobile Home
Construction TypeFrame
Lot Area255,262 sqft (5.86 acres)
Garage Area960 sqft
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address20899 N 1400TH ST
CityEFFINGHAM
StateIL
Zip62401-7333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT S 387.59FT OF N 615.59FT OF E 660FT N 1/2 NE NE ALSO RECORDED AS TRACT !!B!! PLAT OF SURVEY 2027/282 2033/23 1852/323
Legal TractB
JurisdictionEFFINGHAM IL
Township / Civil DivisionDOUGLAS
Census Block Group1
Census Block1015
Census Tract950100

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20899 N 1400TH ST, EFFINGHAM, IL 62401-7333
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 21, 2004 · Amount on Record
Deed SaleMay 21, 2004 · Amount on Record
Deed Document Number2004403242
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address20899 N 1400TH ST, EFFINGHAM, IL 62401-7333
Transaction TypeMortgage
Record UpdatedJul 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address20899 N 14000TH ST, EFFINGHAM, IL 62401

Mortgage

Document Number003770/121
DateMar 22, 2022
Book Page3770/121
Instrument202222001183
Lender
NameTEUTOPOLIS STATE BANK
TypeBank
AddressTEUTOPOLIS, IL 62467
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueApr 1, 2037
Interest
Rate3.37%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
Unified School DistrictTeutopolis Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,246.00 (+48.05%)$117,610 (+82.94%) Land $9,360 Building $108,250$352,830 (+82.94%) Land $28,080 Building $324,750
2022$2,868.00 Homeowner's exemption$64,290 Land $7,100 Building $57,190$192,870 Land $21,300 Building $171,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEJ WATER COOPERATIVE
private · serves 29,720 people · EPA ID IL0790010
Water SourceSurface water
Last State InspectionFeb 2026
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting25
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber
1,000 / 1,000
GigFire
Fixed Wireless
150 / 130

May also be available: Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N 1400th St

Nearby Streets

Search Property Records by Address or Parcel Number