Effingham County property record for 20775 N 1400th St, Effingham, IL 62401
| Property Type | Rural Home |
|---|---|
| Details | 1 bd · 1,344 sqft · built 2013 |
| Lot Size | 9.87 acres (429,937 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $122,500 (Nov 2012) |
| Tax Bill | $2,430 (2024) |
| Deeds & Mortgages | Mar 2026 Mortgage Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-27-020-036 |
| Primary APN | 03-27-020-036 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 1,344 sqft Base Area |
| 1st Floor Area | 1,344 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Construction Type | Frame |
| Lot Area | 429,937 sqft (9.87 acres) |
| Street Address | 20775 N 1400TH ST |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-7337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S1/2 TRACT !!C!! PLAT OF SURVEY 2027/282 S1/2 NE NE 24004165 2888/282 2033/17 1852/323 648/262 |
| Legal Tract | C |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 950100 |
Source: Effingham County assessment roll, as of September 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20775 N 1400TH ST, EFFINGHAM, IL 62401-7337 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA |
| Mar 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 2, 2012 · Amount on Record |
| Deed Sale | Nov 2, 2012 · Amount on Record |
| Deed Document Number | 20121206043 |
| Deed Book / Page | 2888 / 282 |
| Last Transfer Date | Dec 12, 2024 |
| Transfer Doc | 0000004165 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 20775 N 1400TH ST, EFFINGHAM, IL 62401-7337 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20775 N 1400TH ST, EFFINGHAM, IL 62401-7337 |
| Document Number | 202626001027 |
|---|---|
| Date | Mar 20, 2026 |
| Instrument | 202626001027 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | 300 SUR WOODS DR, EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 20775 N 1400TH ST, EFFINGHAM, IL 62401-7337 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20775 N 1400TH ST, EFFINGHAM, IL 62401-7337 |
| Document Number | 202626000942 |
|---|---|
| Date | Mar 16, 2026 |
| Instrument | 202626000942 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | 300 SUR WOODS DR, EFFINGHAM, IL 62401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
Source: Effingham County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Unified School District | Teutopolis Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,430.00 (+15.55%) | $54,160 (+12.65%) Land $6,070 Building $48,090 | $162,480 (+12.65%) Land $18,210 Building $144,270 |
| 2022 | $2,103.00 Homeowner's exemption | $48,080 Land $4,810 Building $43,270 | $144,240 Land $14,430 Building $129,810 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| Benton Ridge Telephone Company Fixed Wireless | 100 / 20 |
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