Effingham County property record for 20478 N 1400th St, Effingham, IL 62401
| Property Type | Rural Home |
|---|---|
| Details | 1,710 sqft · built 1997 |
| Lot Size | 16 acres (696,960 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,387 (2022) |
| Deeds & Mortgages | Jun 2019 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 03-27-021-024 |
| Primary APN | 03-27-021-024 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,710 sqft Base Area |
| Basement Area | 1,710 sqft |
| Year Built | Built 1997 |
|---|---|
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 696,960 sqft (16 acres) |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pole Barn | 2,016 sqft |
| Street Address | 20478 N 1400TH ST |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-7310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | W 1056FT S1/2 SW NW 3195/217 3195/215 1207/285 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 950100 |
Source: Effingham County records, as of August 24, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 20478 N 1400TH ST, EFFINGHAM, IL 62401-7310 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 28, 2016 |
| Transfer Doc | 3195/215 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 20478 N 1400TH ST, EFFINGHAM, IL 62401-7310 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 20478 N 1400TH ST, EFFINGHAM, IL 62401-7310 |
| Document Number | 3473/245 |
|---|---|
| Date | Jun 17, 2019 |
| Book Page | 3473/245 |
| Instrument | 201901902222 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Address | EFFINGHAM, IL 62401 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 14, 2039 |
| Rate | 1.5% |
|---|
Source: Effingham County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Unified School District | Teutopolis Community Unit School District 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $4,387.00 Homeowner's exemption | $82,580 Land $4,600 Building $77,980 | $247,740 Land $13,800 Building $233,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Watch TV.
5G (outdoors only) and 4G LTE
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