20851 Rivers Ford, Estero, FL 33928 Property Records

Lee County property record for 20851 Rivers Ford, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,302 sqft · built 2001
Lot Size	0.191 acres (8,324 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Jun 2001)
Tax Bill	$3,377 (2025)
Deeds & Mortgages	May 2023 Transfer
Flood Zone	Zone AE (high risk)
APN	`27-46-25-E4-080H5.0350`

Property Details

APN / Parcel Number

Primary APN	`27-46-25-E4-080H5.0350`
Alternative APNs	`252746E4080H50350` `27462508000H50350` `10273497`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,302 sqft Living Area
Gross Area	3,230 sqft
1st Floor Area	2,069 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	8,324 sqft (0.191 acres)
View / Lot	Creek
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	655 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10273497
Street Address	20851 RIVERS FRD
City	ESTERO
State	FL
Zip	33928-2262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	VILL AT CNTY CREEK UT 5 PB 57 PGS 30-35 BLK H5 LT 35
Legal Range	25E
Legal Township	46S
Legal Section	27
Legal Subdivision	VILL AT CNTY CREEK
Legal Tract	E4
Legal Block	H5
Legal Lot Number	35
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	1
Census Block	1000
Census Tract	50210

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20851 RIVERS FRD, ESTERO, FL 33928-2262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2001 · Amount on Record
Deed Sale	Jun 11, 2001 · Amount on Record
Deed Book / Page	3429 / 555
Last Transfer Date	May 7, 2023
Transfer Doc	0000175147
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE FL
Recording Date	May 16, 2023
Property Address	20851 RIVERS FRD, ESTERO, FL 33928-2262
Document Number	0000175147
Map Reference	MB 57 PG 30-35
Instrument Date	May 7, 2023
Instrument	2023000175147
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20851 RIVERS FRD, ESTERO, FL 33928-2262

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20851 RIVERS FRD, ESTERO, FL 33928-2262

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,936 (+4.59%)	$440,728 (-7.24%) Land $75,582 Building $365,146
2025	$3,377.00 (+7.62%) Homeowner's exemption Widower's exemption	$271,471 (+4.07%)	$475,122 (+1.04%) Land $77,682 Building $397,440
2023	$3,138.00 (-3.21%) Homeowner's exemption Widower's exemption	$260,853 (+3%)	$470,222 (+30.49%) Land $107,148 Building $363,074
2022	$3,242.00 Homeowner's exemption	$253,255	$360,359 Land $87,598 Building $272,761

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 143 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	143 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Hotwire Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20